The 10 Best Home Care Agencies for Seniors in Rohnert Park, CA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Rohnert Park, CA, residents and their loved ones rate In Home Care agencies 4.8 out of 5 stars across the 32 options below.

According to the Genworth Cost of Care survey, Rohnert Park’s care costs are significantly higher than the national average of $4,957. At $6,292 per month, Rohnert Park is also more expensive than the California average of $6,101. Many of the surrounding areas see costs even higher than in Rohnert Park, including Napa, averaging nearly $150 more per month. San Francisco and Santa Cruz share the same monthly average at nearly $600 more than for comparable care in Rohnert Park. Seniors seeking a more affordable option can find lower costs in Vallejo, averaging $5,958 monthly.

Home health care, which provides assistance with light medical services, costs $620 more than home care. Assisted living in the area is around $756 more expensive than nonmedical home care. A semiprivate room in a nursing home costs more than home care at $11,300 per month. The most affordable option in the area is adult day health care at less than half the rate of home care, averaging $2,795 per month.

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

• Long-Term Care Insurance: Long-Term Care Insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
• Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
• Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
• Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
• Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.