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The 10 Best Home Care Agencies for Seniors in Rancho Cucamonga, CA for 2024

Caring.com offers a free service to help families find senior care and authentic reviews to help you in your decision. On average in Rancho Cucamonga, CA, residents and their loved ones rate In Home Care agencies 4.7 out of 5 stars across the 58 options below.

Home Care Services in Rancho Cucamonga, California

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Paying for Home Care in Rancho Cucamonga, CA

The Cost of Home Care in Rancho Cucamonga, CA

Rancho Cucamonga is only 45 minutes from downtown Los Angeles, so the 2021 Genworth Cost of Care Survey adds its home care cost data to the bigger city, which finds a monthly median of $5,911. This is above the national average of $4,957, as California’s home care costs tend to be, but is significantly lower than the state’s median of $6,101. It’s also below the midpoints of several Southern California cities, including Riverside ($6,101) and San Diego ($6,387). However, there are less costly alternatives nearby, such as Oxnard ($5,815) and Bakersfield ($5,506).

Rancho Cucamonga

$5,911

California

$6,101

The United States

$4,957

Oxnard

$5,815

Bakersfield

$5,506

Riverside

$6,101

San Diego

$6,387

The Cost of Home Care vs. Other Senior Care Options in Rancho Cucamonga, CA

The cost of adult day care is substantially less than that of home care, at $5,911, and assisted living, at $5,250. Although both deliver services similar to home care, neither is one-on-one. Adult day care isn’t suitable for homebound seniors, while assisted living residents will need to leave their homes. Seniors needing medical care can get home health care from registered nurses and therapists for comparable fees to home care. Costs are higher for nursing home care, at $9,125.

Home Care

$5,911

Home Health Care

$5,911

Adult Day Health Care

$1,652

Assisted Living

$5,250

Nursing Home Care (semiprivate room)

$9,125

Note: Data for Rancho Cucamonga was unavailable, so data for the nearest city, Los Angeles, was used instead.

Financial Assistance for Home Care in Rancho Cucamonga, CA

Given the high cost of in-home care, many people use one or more forms of financial assistance to cover the expenses. Below, we explain some of the most common sources of financial help for paying for in-home care. If none of these options are available to you, you can reach out to your Area Agency on Aging or Aging and Disability Resource Center to learn about local resources.

  • Long-Term Care Insurance: Long-term care insurance covers expenses related to senior care, including in-home care. Depending on the policy type, beneficiaries may receive a cash payment to use towards long-term care or reimbursement for qualifying long-term care expenses. Note that there are limitations- typically a maximum benefit of $150 per day- and exact coverage terms vary depending on the exact policy, so always check the details.
  • Medicare: Medicare does not cover in-home care because it is classified as custodial, or non-medical, care. However, some Medicare Advantage and Medicare Supplement plans, which offer expanded benefits, may cover in-home custodial care.
  • Medicaid: Medicaid coverage of in-home care varies between different states because it is not a federally mandated benefit. Currently, all states cover some in-home care either through their standard Medicaid or a waiver program. The specific coverage rules are set individually by each state.
  • Veterans’ Benefits: The Aid and Attendance benefit is a monthly cash payment that beneficiaries can use to pay for senior care, including in-home care services. To qualify for A&A, Veterans must already receive the VA pension and meet several additional requirements, including needing assistance with the activities of daily living. Contact the Department of Veterans Affairs to learn more.
  • Reverse Mortgages: Home Equity Conversion Mortgages (HECMs) are federally insured loans that are available to homeowners age 62 and over. Reverse mortgages allow you to access a portion of your home’s equity in cash, tax free. Many seniors use reverse mortgages to finance their care expenses, including in-home care. Note that although there are no monthly payments due on reverse mortgage loans, borrowers do have to repay the loan once the last surviving homeowner passes away, moves, or sells the home.

Rancho Cucamonga Home Care Resources

Home care services are only one of the pieces needed for seniors to gracefully age in place. There are many services and programs that are low-cost or free, that enable seniors to enjoy an independent lifestyle in the comfort of their own home, such as help with home modifications, meal delivery services, and more. Below, we’ve compiled a few of the most helpful resources in Rancho Cucamonga:

Determining Your Loved One’s Need for In-Home Care

Aging can be a difficult process, and loved ones may not always ask for help – often times it’s up to their family to evaluate their need for help around the house. While no two situations are exactly alike, this checklist can help you and your loved ones determine when it’s time to start the search for a home care provider.

Download
Checklist for determining the need for in-home care
Checklist for determining the need for in-home care

Guidelines for Talking About In-Home Care

If you’ve determined that your loved one needs the assistance of a care provider in their home, it may be time for a difficult conversation. Handled correctly, however, this process can bring a family together and ensure that everyone’s concerns are addressed. Use this PDF as a starting point to help the conversation stay as positive and productive as possible.

Download
Talking with family and others about a loved one's needs
Talking with family and others about a loved one's needs

Reviews of Care Providers Nearby

Home Care

James P_36

I am a current client of this provider

Review of Right at Home Inland Empire Rancho

I can depend on the agency. The agency is very competent, friendly, professional, and willing to help.

Provider response

Thank you for your trust in Right at Home to support you! We love supporting our families and continuing to help as many as we can! Thank you, Right at Home Management

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Home Care

Margaret Private Pay G

I am a current client of this provider

Review of Right at Home Inland Empire Rancho

They do what they need to do. They keep me informed.

Provider response

Thank you for your wonderful review and we look forward to continue to care for you and make you feel Right at Home! SIncerely, Right at Home Management.

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Home Care

Gladys H_3

I am a current client of this provider

Review of Right at Home Inland Empire Rancho

They do a great job and help me with whatever I need. I like that both of the girls are excellent.

Provider response

We really strive to be the best care provider for you! Thank you for a wonderful review and we will continue to do all we can to make your comfort and daily living the best it can be!

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In Home Care near Rancho Cucamonga, CA

CucamongaAlta LomaGuastiUplandOntarioMontclair

Other Options in Rancho Cucamonga, CA

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The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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