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Nursing Home Communities in Blaine, Minnesota
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The Cost of Nursing Home Care in Nearby Cities
For semiprivate rooms, Blaine’s nursing home rates are several thousand dollars higher than the national average of $7,756 per month, and they are also slightly higher than the Minnesota state average of $11,026. Additionally, the cities of Duluth and Rochester offer lower median prices than Blaine: The typical rate in Duluth is $10,437, and in Rochester, it’s $9,730 per month. However, Blaine compares favorably to Mankato, where the median rate is $11,482. Blaine is also less expensive than St. Cloud, which has an average cost of $12,767.
Blaine
$11,285
Minnesota
$11,026
The United States
$7,756
St. Cloud
$12,767
Duluth
$10,437
Rochester
$9,730
Mankato
$11,482
Nursing Home Costs in Blaine, Minnesota
In Blaine, nursing homes charge a median rate of $11,285 per month for semiprivate rooms and $12,167 for private rooms.
Financial Assistance for Nursing Home Care in Blaine, Minnesota
Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.
- Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
- Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
- Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.
If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.
The Cost of Other Types of Senior Care
The least expensive option for senior care in Blaine is adult day health care, which has a median monthly cost of $1,863. Assisted living is more expensive, at $4,797, while home care and home health care cost $6,292 and $6,483, respectively. Nursing homes are the costliest setup, charging $11,285 for semiprivate rooms and $12,167 for private rooms on average.
Home care
$6,292
Home health care
$6,483
Adult day health care
$1,863
Assisted living
$4,797
Nursing home (semiprivate room)
$11,285
Nursing home (private room)
$12,167
Note: Data for Blaine was unavailable, so data for the nearest city, Minneapolis, was used instead.
Free Resources for Seniors in Blaine, Minnesota
The Blaine area has many programs and organizations that help seniors navigate the aging process, several of which are listed below. Some of these make it more viable for older adults to continue living at home if that aligns with their capabilities and preferences. Others assist seniors in long-term care facilities and those considering transitioning to such a setting.
| Resource | Contact | Service |
|---|---|---|
| Trellis | (800) 333-2433 | Trellis is the Area Agency on Aging for Blaine’s counties (Anoka and Ramsey). Its Senior LinkAge Line call center provides Medicare information and helps seniors and caregivers find appropriate resources, including financial and legal assistance. The line’s specialists also perform nursing home preadmission screenings for Medicaid-certified facilities. Additionally, the line helps callers set up personal assistance at home. |
| Office of the Long-Term Care Ombudsman | (651) 431-2555 | The LTC Ombudsman office makes consumer advocates available to residents of long-term care facilities, including nursing homes. The advocates investigate and help resolve complaints. They also provide information regarding long-term care services and residents’ rights, and they have experience in matters related to veterans’ homes. Additional areas of focus include Medicare and long-term care insurance benefits. |
| Anoka County Veteran Services | (763) 324-4500 | Seniors with military backgrounds can contact Anoka County Veteran Services for assistance with applying for various local, state and federal benefits. Help for veterans’ dependents is also available. Examples of potential benefits include disability compensation and pensions. (Note: Ramsey County has an equivalent office.) |
| Meals on Wheels | (763) 236-8718 | Through Meals on Wheels, lunchtime meal deliveries are available for many Blaine seniors who cannot prepare their own food. Food deliveries are available on a long- or short-term basis. Clients can choose from among different entree options each day. During deliveries, drivers also perform wellness checks. This program is overseen by Impact Services. |
| Anoka County Community Action Program | (1-763) 783-4747 | The ACCAP’s offerings include several senior services, such as an information line and a friendly companion program. The organization also helps with utility bills and chores as well as minor home repairs. Income-based sliding scales determine the fees for certain offerings. (A somewhat similar organization exists in Ramsey County.) |
