Nursing Home Communities in Cumberland, Maryland
Our comprehensive listings and authentic reviews in Cumberland, MD below include 8 nursing homes with 19 reviews.
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Directory of Nursing Home in Cumberland, MD
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The Cost of Nursing Home Care in Nearby Cities
When compared to cities across the United States, Cumberland is around $1,200 more expensive using the national median for comparison. However, when compared to other cities within Maryland, Cumberland is one of the more affordable options with nursing home costs that are approximately $1,200 below average for the state. Only the California area in southern Maryland is more affordable than Cumberland, where seniors save over $500 monthly. In Hagerstown, the closest city to Cumberland, costs are nearly $1,000 more, while in Baltimore seniors pay nearly $1,700 more and costs in Salisbury are nearly $1,500 more.Â
Cumberland
$9,125
Maryland
$10,342
The United States
$7,908
Hagerstown
$10,114
Baltimore
$10,798
California
$8,608
Salisbury
$10,600
Nursing Home Costs in Cumberland, MD
The average cost for a semiprivate room in a Cumberland nursing home is $9,125, while private rooms are more expensive at $10,707.Â
Financial Assistance for Nursing Home Care in Cumberland, MD
Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid, and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.
- Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one’s stay in a nursing home and a portion of the costs until day 100. After 100 days in a skilled nursing facility, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those in need of long-term care will need to either pay out-of-pocket or use another source of financial assistance.
- Medicaid: Medicaid covers most of the costs of living in a skilled nursing facility for those who qualify. Care, room, and board are covered with no time limit, but residents may be charged for extras like specially prepared food or cosmetic services. Medicaid eligibility standards are strict and complex, so not all seniors are eligible for Medicaid benefits.
- Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.
If these options aren’t available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about any local financial assistance programs for seniors.
The Cost of Other Types of Senior Care
When considering long-term care options, it’s important to look at everything available and make decisions that fit the situation and budget. Nursing home care is the most expensive at $9,125 for a semiprivate and $10,707 for a private room, but not every senior needs this level of care. Those who have access to assistance from friends and family at home may benefit from an adult day health care program which averages $2,167 per month. Home care and home health care, which cost $4,957 and $4,862, respectively, also offer an affordable alternative to a nursing home, while assisted living is a residential care option that is $5,248 per month.Â
In-Home Care
$4,957
Home Health Care
$4,862
Adult Day Health Care
$2,167
Assisted Living Facility
$5,248
Nursing Home (semiprivate room)
$9,125
Nursing Home (private room)
$10,707
Free & Low-Cost Resources for Seniors in Cumberland, MD
Seniors transitioning to a nursing home or who would like to extend their stay at home often find the following resources helpful. Some offer assistance navigating admission to a nursing home while others provide guidance on how to pay for long-term care and other assistance.
Resource | Contact | Service |
---|---|---|
Allegany Law Foundation | (301) 722-3390 | Allegany Law Foundation offers low-cost legal advice and services to seniors and low-income residents in Cumberland and throughout Allegany County. Seniors aged 60+ receive legal counsel for civil cases involving income maintenance, health care, housing, age discrimination, protective services and landlord/tenant relations at no charge. |
Community for Life | (301) 784-1755 | The Community for Life program benefits seniors in Allegany County who would prefer to continue aging at home. The program offers preventative care services based on the results of a home safety assessment. A membership fee is required, but income-eligible seniors may qualify for subsidies that make up the difference. |
State Health Insurance Assistance Program | (301) 783-1710 | This program run by the Maryland Department of Aging helps seniors and their families make choices about health care coverage and other benefits. It offers unbiased comparisons between different available insurance plans and works with seniors to find financial assistance for those who meet low-income qualifications. |
Reviews of Communities Nearby
Nursing Homes
Delite Hersh
4.0
Review of Devlin Manor Nursing Home
Rooms were clean and private. Staff was very interested in helping very polite and accommodating! Very nice and very respectful! Although my relative wasn't happy about the stay. They did their...
Nursing Homes
Richard
4.0
Review of Cumberland Healthcare Center
I was at Cumberland Healthcare Center for rehab. You're always going to get a few staff that are not excellent. But for the most part, they were good. The physical therapy was good, and the food...
Nursing Homes
JamesRonald
1.0
Review of Devlin Manor Nursing Home
This is not the place to place your loved one. While some of the employees do try hard, the care overall is very poor. Patients' calls are generally ignored. Patients are seldom washed or...