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Nursing Home Communities in Sterling, Illinois

Our comprehensive listings and authentic reviews in Sterling, IL below include 23 nursing homes with 20 reviews.

To support you in your search, our Family Advisors are standing by to provide you with a free, no-obligation care and budget consultation.

Directory of Nursing Home in Sterling, IL

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The Cost of Nursing Home Care in Nearby Cities

Nursing homes in Sterling charge $6,327 per month for care in a semi-private room, which is $61 more than the state average and $1,581 less than the national average. In Rockford and Peoria, nursing homes respectively charge $1,118 and $213 more than in Sterling. Champaign offers a more cost-effective option, with nursing homes charging an average of $289 less than in Sterling.

 

Sterling

$6,327

Illinois

$6,266

United States

$7,908

Rockford

$7,445

Peoria

$6,540

Champaign

$6,038

$6,540

Nursing Home Costs in Sterling

In Sterling, nursing homes charge an average monthly fee of $6,327 for a semi-private room and $7,239 for a private room.

 

Financial Assistance for Nursing Home Care in Sterling

Many seniors and their families use some form of financial assistance to help them pay for nursing care. The main options available are Medicare, Medicaid and veterans benefits. These programs can be complicated, especially when it comes to benefit terms. Below, we give a brief overview of how these programs may be used towards paying for skilled nursing care.

  • Medicare: Medicare will typically cover all skilled nursing costs for the first 20 days of one's stay in a nursing home and a portion of the costs until day 100. After 100 days, Medicare will not cover any part of the cost of the stay. While this is adequate when short-term care is needed, those who need long-term care will have to either pay out-of-pocket or use another source of financial assistance.
  • Medicaid: Medicaid covers most of the cost of living expenses in a skilled nursing facility for qualifying seniors. Care and room and board are covered with no time limit, but residents may be charged for extras such as specially prepared food or cosmetic services. Medicaid eligibility requirements are strict and complex, so not all seniors qualify for Medicaid benefits.
  • Veterans Benefits: Veterans receiving a VA pension may also be eligible for the Aid and Attendance benefit administered by the VA. Aid and Attendance is a monthly allowance that beneficiaries may use to pay for their long-term care, including skilled nursing care.

If these options aren't available to you, check if your loved one has long-term care insurance or contact your Area Agency on Aging to ask about local financial assistance programs for seniors.

The Cost of Other Types of Senior Care

The average monthly cost of care in a semi-private nursing home room in Sterling is $6,327, and care in a private room costs $7,239. In-home care, which provides personal care and assistance around the home, and home health care, which provides medical support at home, both cost an average of $5,148 per month — $1,179 less than nursing home care in a semi-private room. Assisted living, which offers personal care and assistance with daily activities in a residential setting, costs $1,977 less than nursing home care. In contrast, adult day health care, the most affordable choice, is available during set hours and costs $4,632 less than nursing home care.

In-Home Care

$5,148

Home Health Care

$5,148

Adult Day Health Care

$1,695

Assisted Living Facility

$4,350

Nursing Home Care (semiprivate room)

$6,327

Nursing Home Care (private room)

$7,239

Note: Data for Sterling was unavailable, so data for the nearest city, Davenport, IA,  was used instead.

Reviews of Communities Nearby

Nursing Homes

Big1234

I am a friend or relative of a current/past resident

Review of Sterling Pavilion

My family member was a past resident here while recovering from a hip fracture. The Sterling Pavilion is now under new ownership and is now called The Citadel of Sterling. Since my family member...

Read more

Nursing Homes

Jessica M

I am a friend or relative of a resident

Review of Tammerlane Health Care Centre

The staff seem helpful and able. There is always a competent member of the staff ready to help me if I have a questions. The building looks run down but livable. There is air conditioning in the...

Read more

Helpful Articles

Nursing Homes near Sterling, IL

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Other Options in Sterling, IL

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Caring.com

Caring.com is a leading online destination for caregivers seeking information and support as they care for aging parents, spouses, and other loved ones. We offer thousands of original articles, helpful tools, advice from more than 50 leading experts, a community of caregivers, and a comprehensive directory of caregiving services.

 

The material on this site is for informational purposes only and is not a substitute for legal, financial, professional, or medical advice or diagnosis or treatment. By using our website, you agree to the Terms of Use and Privacy Policy

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