Memory Care Communities in Everett, Washington

When trying to decide how to pay for memory care, one of the first questions that comes up is "How much does it cost?" With the impact of inflation, it's more important than ever to have up-to-date information when making a financial plan for senior living. To help shed light on real senior living prices, Caring.com has compiled proprietary cost data from its network of more than 75,000 senior living providers to provide insight into the average cost of memory care in Everett and 30 other cities in Washington.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Washington page.

Everett's seniors have several care options to choose between. Memory care features staff trained in dementia issues, around-the-clock supervision and specialized programming that supports cognitive function. Memory care presently runs $5,565 per month. Assisted living includes support with daily activities and averages $4,013. Independent living is appropriate for seniors with minimal support needs and costs around $2,427 monthly. When choosing the best care type, seniors should balance their needs, budget and preferences.

Facilities offering dementia care in Washington are overseen by the Aging and Long-Term Support Administration (ALTSA), a division of the Department of Social and Health Services. This body upholds state laws regarding seniors’ health and safety standards, performs inspections of facilities and publishes the Washington State Assisted Living Licensing Rules outline.

• Everett has a typically Pacific Northwestern climate, with 42 inches of rain and about 4 inches of snow each year. This is just above the 38 inches of rain that is typical across the country, and it’s well below the 28 inches of snow that other parts of the United States average. Summers in this part of Washington are very mild, with average high temperatures in the low 70s.
• Seniors in Everett pay around 20% less for health care costs than is common nationally. On a 100-point scale where the national average cost for health care is 100, Everett earns a rating of 80.1. Though the city has a relatively low ratio of physicians to residents, the city is close enough to Seattle for easy access to world-class health care.
• Everett has a higher-than-average cost of living, though it’s still affordable compared to nearby cities. On a scale where the national cost of living is 100, Everett rates 126.6, suggesting that common expenses in town are about 26% higher than elsewhere. Compared to nearby Seattle, however, which rates 167.8, seniors on limited budgets may find Everett affordable.
• Seniors who depend on a fixed income to make ends meet may be pleased to find out that Washington does not tax Social Security or other retirement income. In fact, the state has no income tax at all. While sales taxes in Everett are higher than the national average, any income a senior receives while living in Washington is free from state-level taxation.
• Seniors aged 60 and over who live in Snohomish County can get free transportation to medical appointments, shopping trips, meal services and other essential locations around the area. The county program is open to seniors who have trouble using public transportation and who don’t use their own cars. Transportation may be aboard shuttles and vanpools, though volunteers often drive their own personal vehicles.