Memory Care Communities in Norfolk, Virginia

The monthly rate for memory care services is $700 less in Norfolk than the Virginia state average, but $238 more than the national median cost. Charlottesville and Winchester are both more expensive, costing $7,125 for the former and $6,269 per month for the latter. Prices are lower by $82 a month in Lynchburg. Norfolk’s memory care service costs are the same as those in the nearby Virginia Beach area. 

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we’ve estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth’s 2021 Cost of Care Survey.

Memory care costs in Norfolk average $5,863 per month. 

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Virginia page.

Since memory care provides 24/7 skilled care, the cost is more expensive than other options. Seniors who don’t need round-the-clock assistance can opt for assisted living care at $4,690 per month. Others may prefer to receive personal care help at their home for $4,767. The most affordable option is adult day health care at $1,690, while the highest cost is for skilled nursing care in a semiprivate room at a nursing home for $8,410 per month. 

The Virginia Department of Social Services is the government agency that monitors memory care facilities in Norfolk and throughout the state of Virginia. It handles licensing and ensures that all facilities adhere to regulations and requirements to stay in compliance with the state’s standard of care. 

• Medical care for seniors is easy to access in Norfolk. Sentara Norfolk General Hospital provides a wide variety of services including cancer treatment, orthopedics, neurology, pain management and surgery. Sentara Leigh Hospital is a nearby teaching hospital that provides senior care along with many other services. The Eastern Virginia Medical Center offers numerous medical specialities from audiology and internal medicine to geriatrics and gerontology. 
• Transportation is often tricky for seniors who no longer drive, but VirginiaNavigator makes it easy for them to attend appointments and do their essential shopping. Rides are available for doctor appointments, grocery shopping and prescription pickup. Seniors have the option of being dropped off or enjoying continued companionship during the excursion. 
• Living in Norfolk is very affordable. The overall cost of living is 8.2% lower than the national average. Although the average cost of health care is slightly higher in the area, residents can enjoy a high quality of life thanks to lower-than-average prices on housing, utilities and groceries. 
• Situated where the Chesapeake Bay meets the Atlantic Ocean, Norfolk has a humid, subtropical climate. The summer months are hot, and the winters are typically mild. Norfolk receives more than the average amount of rainfall, with around 47 inches per year, but little snowfall at around 5 inches every year. Norfolk also experiences more sunny days than most places, getting around 215 each year. 
• Seniors living in Virginia receive several tax advantages. Social Security income is tax-exempt, while withdrawals from retirement accounts are only partially taxed. Seniors aged 65 and up can also claim an additional $800 tax exemption.