Memory Care Communities in Fredericksburg, Virginia

Memory Care costs in Fredericksburg start around $5,170 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Fredericksburg and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Virginia page.

The small city of Fredericksburg is home to roughly 28,000 people, about 10 percent of whom are over the age of 65. The city lies on the Potomac River in the northernmost region of Virginia, where the Alzheimer's Association reports that 140,000 people are living with the disease. Over the next several years, that population is expected to increase to about 190,000.

To support local seniors with dementia, the Fredericksburg area has 10 memory care facilities, with eight located in the city and another two just outside of the city limits. These facilities, which are also called "special care units," or SCUs, may be freestanding or located within an assisted living facility that meets special requirements for staffing, staff training, safety and admission procedures.

 

• Seniors in Fredericksburg do not pay income tax on their Social Security benefits, and up to $12,000 of income from other retirement accounts is tax deductible. 
• The cost of living in Fredericksburg is slightly higher than the state average and about 16 percent higher than the nationwide average, which may be a concern for seniors on a tight budget. Healthcare expenses are slightly lower here than they are elsewhere in the state and country, however, which may leave more money for a memory care budget.
• Fredericksburg experiences hot, humid summers and freezing winters, with temperatures ranging between 27 degrees and 90 degrees Fahrenheit over the course of a year. The area receives half as much snow as the U.S. average, which may make local travel easier for those visiting friends or family members in memory care. 
• The Fredericksburg area is home to world-class medical facilities, including those specializing in brain health and dementia care such as Mary Washington Hospital, in the event of medical emergencies or illness.