Memory Care Communities in Garland, Texas

Seniors in Garland pay around $6,551 per month for memory care. While this exceeds the state median by about $400, it falls about $140 below the national norm. By comparison, rates in nearby Sherman run considerably lower at around $4,093, and in Tyler, seniors pay a competitive monthly rate of around $5,556. On the other hand, Garland offers affordability compared to Abilene, where facilities charge about $7,254.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2024 Cost of Care Survey.

Memory care facilities in Garland charge a median monthly rate of $6,551.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

 

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

 

For more information about different ways to finance memory care, visit our Memory Care in Texas page.

Garland seniors pay approximately $6,551 per month for residential memory care. This rate exceeds assisted living costs by about $1,300, and it surpasses in-home care rates of around $5,339. It also runs considerably higher than adult day health care costs of roughly $1,950.

 

The Texas Department of Health and Human Services licenses all memory care communities in Garland as Type B facilities. This designation indicates facilities have enough staff members to provide nighttime monitoring and evacuation assistance in an emergency. To ensure a consistent standard of care, the department sets minimum rules for care planning, building security and dementia-specific programming.

• Since Texas doesn’t have an income tax, Garland seniors only pay federal income taxes on their retirement income, letting them put more money toward local memory care expenses. Texas makes up for lost revenue with a comparatively high sales tax rate, but it exempts groceries and prescription and over-the-counter medications.
• Garland’s cost of living aligns with the national norm, although it's roughly 6% above Texas’ average. However, this mainly results from comparatively high transportation expenses. Costs for housing, health care, groceries and utilities align with or fall below national rates, driving competitive memory care costs. To further support financial favorability, Texas funds the STAR+PLUS program to help qualified individuals cover memory care expenses.
• Garland scores 53 points on the AARP Livability Index, which measures a region’s favorability for seniors. The city's score accounts for its high patient satisfaction rating, with 70.3% of hospital patients reporting high-quality care and access to area amenities, such as grocery stores and parks. This satisfaction rating may provide convenience for memory care residents and out-of-town visitors.
• Although Garland doesn’t have a hospital, it sits within 6 miles of Methodist Richardson Medical Center. This hospital specializes in diabetes services, cancer care and cardiology, and its health care providers give referrals to local neurologists who diagnose and treat memory-related disorders.
• On a 100-point total crime index, Garland scores 12 points, indicating it has less crime than 12% of U.S. communities. The city reports about 28 infractions per 1,000 people every year, including roughly 26 property-related crimes and two violent offenses. Fortunately, memory care facilities promote resident safety through monitored entry points, alarm systems and surveillance cameras, providing peace of mind to families.