Memory Care Communities in Cary, North Carolina

The cost of memory care in Cary is expensive when compared to both state and national averages. Seniors pay $1,722 more than the North Carolina average and $1,110 more than the U.S. average. Cary is also less affordable than nearby surveyed cities. Durham’s costs are $735 lower than Cary’s, while seniors in Rocky Mount pay $1,147 per month less than those in Cary. Fayetteville and Goldsboro are significantly more affordable than Cary, with price differences of $2,985 and $3,360, respectively. 

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Seniors in Cary can expect to pay an average of $6,735 per month for memory care.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in North Carolina page.

At $6,735 per month, memory care is one of the most expensive senior care options in Cary. Older adults may find that another option is better for their needs and budget. Adult day health care is the most affordable at $1,300 per month, while seniors receiving help at home pay $4,957 for both in-home care and home health care. Assisted living costs an average of $5,388 monthly. Nursing homes are the only option more expensive than memory care, with an average cost of $6,996 per month. 

Memory Care facilities in Cary and all of North Carolina are licensed by the Division of Health Service Regulation. This division of the Department of Health and Human Services also oversees facilities to ensure they follow all regulations relating to senior care in the state.

• There are 206 physicians per 100,000 people in Cary, a number that’s close to the national average. Seniors in the city have access to hospitals in both Cary and Raleigh. Duke Raleigh Hospital is one option that has specialists in geriatric medicine available. 
• Cary is located less than 20 miles from Duke University, which is home to an Alzheimer’s Disease Research Center. This center provides education and outreach regarding Alzheimer’s disease and conducts studies into the cause and prevention of the condition. The university also has the Dementia Family Support Program, which hosts memory cafes and support groups in the local area. 
• Cary has been a member of AARP’s Network of Age-Friendly Communities since 2022. The city is committed to creating a community that is great for people of all ages.
• Air quality in Cary is excellent, with the State of the Air 2023 Report giving Durham County A grades for both ozone and 24-hour particle pollution. The clean air in the area may have health benefits for seniors with respiratory concerns. 
• The crime rate in Cary is 10 crimes per 1,000 residents. This is one of the lowest crime rates in the nation for a city of its size. Rates of both violent crime and property crime are well below the state and national averages, making it a good choice for safety-conscious seniors. 
• The overall cost of living in Cary is almost 6% higher than the national average. Despite this, the city may still be a budget-friendly choice for older adults. Health care costs are 5% lower than the national average, allowing seniors to save money for memory care. In addition, the state doesn’t tax Social Security income, and all prescription medications are exempt from sales taxes.