Memory Care Communities in Yonkers, New York

Along with the entire New York City metro area, Yonkers is the most expensive region in New York State for memory care. Its average costs of $7,188 are much higher than those found in places such as Albany at $6,586, Buffalo at $5,926 and Kingston at $5,625 per month. Seniors in Rochester pay some of the lowest average memory care costs in the state at $4,719 per month.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we’ve estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth’s 2021 Cost of Care Survey.

Memory care costs in Yonkers rival those of any popular urban setting. The average monthly cost of memory care in Yonkers is $7,188, which is significantly higher than both the state and national averages. 

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in New York page.

Seniors needing help with activities of daily living in Yonkers have several care options. The least expensive of these is an adult day health care at an average cost of $1,950 per month. In-home care averages $5,529 per month, home health care costs $5,720 per month and assisted living communities are $5,750 per month. All cost significantly more than adult day health care but still much less than memory care. The most expensive but also the most comprehensive care option in Yonkers is a nursing home community, where a semiprivate room averages $12,471 per month.

The New York State Department of Health regulates memory care facilities in Yonkers and all over the state. It mandates certain staffing levels and requires specific training for staff members. To get and maintain a license to operate, facilities must demonstrate to the DOH how it is capable of meeting the needs of residents with cognitive impairments.

• With its proximity to New York City, Yonkers offers access to an array of world-class hospitals capable of treating various ailments common to seniors. New York-Presbyterian Hospital was certified by the Joint Commission as a Comprehensive Stroke Center and named a top hospital in the nation for treating stroke victims. Mount Sinai Heart is one of the nation’s most prestigious cardiac care centers.
• Yonkers has lower crime rates than the national average. Its violent crime rate indexes at 20.9 compared to the national average of 22.7, while its property crime index of 18.6 is significantly less than the national average of 35.4.
• The climate in Yonkers offers variety. The summers are hot, the winters are cold, and the spring and fall are pleasant and mild. The city typically gets 28 inches of annual snowfall, exactly the national average. The sun shines in Yonkers 200 days out of the year, which is five fewer than in a typical U.S. city.
• Yonkers has a high cost of living that might present a financial challenge to some seniors. Fortunately, groceries and health care in Yonkers cost only 7 and 11 percent above the national average, respectively. As is the case with many popular urban settings, housing costs are more than double what one would pay for something comparable in a typical U.S. city.
• The air quality in Yonkers is typical of an urban setting. With an air quality index of 36 compared to the national average of 58 — higher numbers are better — Yonkers might not be the most comfortable destination for seniors with respiratory ailments.
• Yonkers offers free transportation for older residents through the Office for the Aging. However, service is limited to certain hours and often must be reserved days or even weeks in advance.