Memory Care Communities in Mount Vernon, New York

Memory care in Mount Vernon costs $1,400 more than New York's statewide average and about $1,500 more than the national median. This is largely due to its proximity to New York City. Heading further upstate, Poughkeepsie and Kingston both have more affordable rates at $5,963 and $5,625, respectively. Bridgeport in Connecticut is about $700 higher, and across the state line into New Jersey is Trenton, with a $10,181 price tag.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Seniors in Mount Vernon pay an average of $7,188 per month for memory care, but the location of the community can cause those costs to rise or fall.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in New York page.

Adult day health care is the most affordable option in Mount Vernon at $1,950, offering respite for caregivers on weekdays. Non Medical in-home care costs $5,529, and light medical home health care costs $5,720. Both serve seniors wishing to remain at home, but assisted living similarly costs around $5,750 and includes room, board and 24-hour access to staff. Seniors who need around-the-clock skilled care can have a semi private nursing home room for $12,471.

In Mount Vernon, memory care facilities are overseen and regulated by the New York State Department of Health (NYSDOH). The NYSDOH licenses and monitors these facilities and ensures compliance with state regulations and standards. They set specific requirements to maintain the health, safety and well-being of residents with memory-related conditions by covering staffing ratios, resident care plans and safety protocols.

• The overall cost of living in Mount Vernon is higher than the U.S. average due to its proximity to New York City, but that doesn't mean it can't be an affordable place for seniors to live. Thanks to the unique blend of both high-end stores and low-cost shopping options, the overall cost of goods is kept lower. Even though housing is average, memory care communities offer fixed monthly rates, which can ease the minds of seniors on a set budget.
• Based on a 100-point index, health care costs in Mount Vernon are only 0.2 points below national figures. The city also has about 490 physicians per capita, compared to the U.S. average of 210, making health care far more accessible to seniors. Numerous specialists in cardiology and neurology help ensure they receive the care they need when they need it.
• Seniors have access to one major hospital in Mount Vernon along with multiple family health and urgent care centers for quality health services. Montefiore Mount Vernon Hospital is a top-rated, full-service teaching hospital with some of the latest research-based treatment options available in the areas of stroke and chronic condition care.
• Mount Vernon has a lower property crime rate than the national average. On a 100-point index, it ranks at 28 compared to the U.S. average of 35.4. Violent crimes are a little higher than national averages, but memory care communities are securely monitored, which can offer reassurance to senior residents.
• Boasting a moderate climate, Mount Vernon sees 50 inches of rain and 28 inches of snow each year. Seniors also have 200 sunny days per year to step outside and enjoy the great outdoors.
• New York State is considered highly tax-friendly for retirees. All Social Security retirement benefits are tax-exempt. Additionally, up to $20,000 of income from retirement accounts or private pensions can be deducted. The state's sales taxes and property taxes may not be as favorable for retirees, but the area of New York City is about half the rate of the rest of the state, which is a benefit to seniors in Mount Vernon.