The 10 Best Memory Care Facilities in Platte County, MO for 2024

Platte County, located along the Missouri River, is home to more than 89,000 residents. More than 11 percent are seniors in the vulnerable 65 and older age group, and some of whom may have been diagnosed with Alzheimer’s disease or other forms of dementia. There are five memory care facilities in Platte County to care for these seniors.

In Platte County and the rest of Missouri, memory care facilities are referred to as Assisted Living Facilities (ALFs) and Residential Care Facilities (RCFs), both of which are licensed by the Missouri Department of Health and Senior Services, Division of Regulation and Licensure, Section for Long-Term Care Regulations.

• Missouri is a moderately tax-friendly state. While Social Security income and public pensions are partially taxed, both private pensions and retirement savings account income are fully taxed. Platte County seniors on fixed incomes may find that they don’t have as much money to allocate toward facility expenses.
  
  
• The crime rates in Platte County are lower than the national averages. The county ranks 30.4 for violent crime compared to the national average of 31.1 and 34.1 for property crime compared to the national average of 38.1. Although seniors’ families may feel at ease with the lower crime rates, it’s still a good idea to ensure that prospective facilities have safeguards like alarms and security cameras in place.
  
  
• The cost of living in Platte County ranks 106.5 compared to the national average of 100. Healthcare, housing and transportation also rank higher than the U.S. average. Seniors and their families who are considering facilities in the county might want to keep the cost of living in mind.
  
  
• Summers in Platte County are warm with highs reaching the high 80s, but winters are chilly with lows of around 19 degrees. Sperling’s Comfort Index gives the county a score of 44 out of 100, compared to the national average of 54, which could indicate that seniors with joint pain or arthritis might not enjoy living in the area.

Memory Care costs in Platte County start around $5,875 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Platte County and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Learn more about these programs, plus who’s eligible, on our Memory Care in Missouri page.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Missouri page.

Platte County-area memory care communities must adhere to the comprehensive set of state laws and regulations that all memory care communities in Missouri are required to follow. Visit our Memory Care in Missouri page for more information about these laws.