Memory Care Communities in Blaine, Minnesota

In Blaine, seniors pay approximately $6,465 per month for memory care, exceeding the state rate of $5,635 and the national average of $5,625 by hundreds of dollars. Similarly, local care costs are high compared to what facilities charge in nearby cities, including Rochester and St. Cloud, where seniors pay significantly lower rates of $5,225 and $5,125, respectively. Opting for care in Mankato instead of Blaine offers even greater monthly savings, with facilities charging $3,919 for services. 

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care facilities in Blaine charge an average monthly rate of $6,454 for care.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Minnesota page.

Seniors in Blaine pay around $6,454 for memory care, which is moderate compared to other senior care solutions. For example, seniors who don’t need memory support pay $5,163 for assisted living, a residential option for those who require daily custodial care, and adult day health care facilities charge rates of $2,102 for nonresidential personal care and skilled nursing support.

Agencies that provide full-time private services in clients’ homes charge $7,055 for nonmedical in-home care, which features companionship and assistance with daily living activities, as well as for home health care, which includes skilled nursing services. Nursing homes charge even higher monthly rates of $11,708 for around-the-clock medical care and monitoring.

The Minnesota Department of Health, Health Regulation Division, licenses all memory care communities in Blaine and enforces a consistent standard of care through on-site inspections and by communicating with memory care providers. It officially recognizes memory care communities as assisted living special care units and requires them to submit written disclosures related to intake criteria, program philosophy and security features.

 

• Blaine doesn’t have a hospital within its limits, but Mercy Hospital has two campuses within an 8-mile radius in Fridley and Coon Rapids. This hospital ranks among the best in the region, as well as the state, and offers a full suite of inpatient, outpatient and emergency services. It ranks as a leading provider of dementia care in the Twin Cities and Upper Midwest and has neuroscience specialists who diagnose and treat memory-related conditions, such as dementia and Alzheimer's.

 

• Blaine has a high livability score of 60 on the AARP Livability Index compared to the national average of 48, putting it in the top half of U.S. communities for favorability for seniors. Its preventable hospitalization rate comes in at 34.7 incidents per 100,000 patients compared to 38.2 nationally, and 70.6% of patients report being satisfied with the care they receive. The city also has reliable ADA-accessible public transportation, helping many families visit memory care residents.

 

• While Minnesota serves as one of the few states that taxes Social Security benefits along with other sources of income, it helps seniors reduce their tax bills through deductions and exemptions. For example, qualified seniors subtract up to $4,560 of their income to offset the tax on Social Security benefits, and seniors who have public pensions but don’t draw Social Security income can deduct up to $12,500, helping many seniors afford memory care.

 

• Blaine has warm, wet summers and cold, snowy winters. The warm season spans mid-May to mid-September and brings average high temperatures of 71 to 83 degrees Fahrenheit, while the cold season runs from late November through early March and has nighttime lows between 9 to 20 degrees Fahrenheit. To keep residents comfortable and engaged, many memory care communities have indoor activities and amenities.

 

• Blaine scores 22 on a total crime index, meaning the local crime rate is high compared to 78% of U.S. communities, as well as 84% of Minnesota communities. However, when controlled for population size, Blaine’s score is average, aligning with norms for similarly sized cities nationwide. This provides peace of mind for some families considering local memory care options.