Memory Care Communities in Southfield, Michigan

Southfield is one of the more affordable places in Michigan to receive memory care. Here, memory care is more affordable than both the state and national norms of $5,313 and $5,625, respectively. Care in Monroe averages nearly $1,100 more per month, while costs are even higher in Ann Arbor, where seniors can expect to spend an average of $7,616 per month for care. In Flint, monthly costs are around $200 more than Southfield, and in Lansing, they're nearly $150 more. 

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care averages $5,259 in Southfield, but exact prices can vary based on the community. 

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Michigan page.

Memory care is somewhat affordable compared to other care options, averaging $5,259. In-home and home health care allow seniors to receive services at home, averaging $5,720. Assisted living is more affordable than memory care, averaging $4,215 per month. Nursing home facilities are the most expensive option, providing around-the-clock skilled nursing and medical management for $8,882 per month. The most affordable option is adult day health care, where seniors can receive care out of the home for an average of $1,430 per month. 

In Southfield, and the rest of Michigan, memory care is regulated by the Department of Licensing and Regulatory Affairs. This department dictates the regulations that all facilities must follow and ensures compliance. It also offers the general public access to a database of licensed facilities across the state and their licensing information.

 

• Southfield's winters can be rough, with January lows averaging 17 degrees and 35 inches of snow annually, in addition to 34 inches of rain. As such, it tends to have fewer sunny days than the average U.S. city, with 176 per year compared to the national norm of 205. However, summers are quite pleasant, scoring 9.3/10 on the BestPlaces Comfort Index, in part due to July high temperatures that rarely go above 84 degrees. 
• Overall, Southfield is relatively safe from crime. On a scale of 1 to 100, Southfield scores 18.1 for violent crime and 41.2 for property crime. The national norms are 22.7 and 35.4, respectively. Seniors concerned about the slightly higher-than-average property crime can rest assured that memory care communities tend to offer additional security to keep residents safe.
• The cost of living in Southfield is a little higher than the state average. On a scale of 1 to 100 with 100 as the national norm, Michigan as a whole scores 91.5 and Southfield scores 99.6, right on par with the U.S. average. Health care prices are lower than the national average, ranked at 74.9, offering a chance for significant savings.
• In addition to affordable health care, Southfield is also home to 454 physicians per 100,000 people, making accessing quality care easier. This is well above the national average of 210. 
• Southfield has been a member of the AARP Network of Age-Friendly Communities since 2017, highlighting its dedication to providing a high-quality living experience for seniors in the city. It actively seeks to improve housing and community events for older adults while also bolstering its community and health services.
• The sales tax rate in Southfield is 6.0%, which is less than the national norm of 7.3%. Likewise, the income tax rate is 0.3% less than the national average of 4.6%. In addition to this, Michigan is considered a tax-friendly state for retirees. Withdrawals from retirement accounts and public and private pension income are only partially taxed, and Social Security income isn't taxed at all.