Memory Care Communities in Novi, Michigan

Novi is among the costliest cities in the state and nation for memory care, with residents in this city paying $7,616 per month for services. This exceeds Michigan's average by 43%, and it’s 35% higher than the national norm. Local memory care costs are also considerably higher than what’s typical for the region, with seniors in Monroe paying 17% less for services than those in Novi and residents in Flint paying comparatively competitive rates of $5,469. Similarly, in Detroit, monthly care costs are 31% below rates in Novi, and in Jackson, rates are 34% lower.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

In Novi, memory care facilities charge $7,616 per month for dementia services.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Michigan page.

Memory care facilities in Novi charge $7,616 for services, making this one of the costlier senior care solutions in the city. While nursing home rates exceed memory care costs by 28%, seniors who arrange care at home pay $6,101 per month for basic in-home care and specialized home health care. Additionally, seniors who don’t need memory support but are seeking residential services pay comparatively competitive rates of $6,093 for assisted living.

In Novi, memory care services are available in homes for the aged. The Michigan Department of Human Services, which regulates these facilities, doesn’t enforce expanded licensing requirements for facilities that provide dementia care. However, it does require facilities to provide information on their intake and discharge criteria, whether they charge more for memory care and the care planning process.

• Novi is a comparatively expensive place to seek retirement, with an overall cost of living that exceeds national norms by 5%. While utilities are relatively economical here, coming in about 6% lower than the national norm, residents generally pay 1% more on groceries and 3% more on housing in this city compared to a typical U.S. city. Fortunately, many memory care facilities have all-inclusive pricing, eliminating unexpected monthly expenses.
• Ascension Providence Hospital's Novi Campus offers 24-hour emergency care, along with a broad range of specialties, including neuroscience care, cancer care and orthopedics. To make medical care accessible to residents, many memory care facilities offer concierge services and nonemergency medical transportation for routine exams and consultations.
• Michigan doesn’t tax Social Security benefits, regardless of a retiree’s income bracket. However, the state provides several deductions to reduce what seniors owe on other forms of retirement income, including a deduction of up to $54,404 on private pension income and a $20,000 deduction for all income, which may make it easier to afford memory care in Novi.  
• The American Lung Association reports that smog may be a concern in Oakland County, where Novi is located, but particle pollution levels are low. The organization assigns the region a D grade for ozone pollution for its relatively high number of high-ozone days. However, particle pollution levels are very low, earning the region a passing score for pollution levels over an annual basis and an A for 24-hour particle pollution levels.
• As is typical of the Upper Midwest, Novi experiences warm, mild summers and very cold winters. Temperatures range from average nighttime lows of 18 degrees Fahrenheit in the winter to typical daytime highs of 83 degrees Fahrenheit in the summer. Rain falls year-round but is most common in June, when residents see about 2.8 inches, and February is the snowiest month with about 5.7 inches of snowfall. To keep residents active and prevent unsafe wandering, particularly when it’s cold, memory care facilities have fully secured outdoor common areas.

• Novi is a relatively safe city for residents. It's rated 61 out of 100, which indicates that it is safer the 61 percent of U.S. communities. This may make this city a good option for families researching memory care facilities in southeast Michigan. 
• Social Security income is not taxed in Michigan, and while all other types of retirement income are subject to state income tax, most of it can be deducted. This may allow for more money in the memory care budget.
• Novi is a relatively expensive place to live. The overall cost of living is 33 percent higher than the national average, mainly due to the high cost of housing in the area. While this may increase the cost of room and board in a memory care facility, these costs may be offset by the city's relatively low cost of health care, which is about 17 percent below the national average.
• The Novi area is home to world-class medical facilities, including those specializing in brain health and dementia care such as Ascension Providence Hospital, Novi Campus, in the event of medical emergencies or illness.