Memory Care Communities in Westminster, Maryland

Memory Care costs in Westminster start around $7,595 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Westminster and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Maryland page.

Located along the coast of Chesapeake Bay, the largest city in Maryland, Westminster, has 18,590 residents, 2,518 of whom are seniors aged 65 or older. Some of those seniors have an Alzheimer’s disease or dementia diagnosis, especially since the Alzheimer's Association estimates 110,000 people in the state have the disease and may be in need of memory care. Currently, there are 14 memory care facilities directly in Westminster and another 17 facilities located in neighboring communities.

All memory care units in Maryland are licensed and regulated by the Assisted Living Unit of the Maryland Department of Health.

• Westminster, Maryland, has a high cost of living. Westminster ranks 121 on a scale of one to 100 where 100 is the average. Housing is a major contributor to this higher cost of living, although groceries and health fall below the average. While seniors living in memory care facilities might not be directly impacted by this higher cost of living, it could impact the facility’s operating costs which could make the monthly bills higher.
  
• Westminster is a high crime area. On a scale of one to 100 where one represents the safest areas, Westminster ranks 48.1 for violent crime and 51.2 for property crime, compared to the U.S. national averages of 31.1 and 38.1 respectively. This high crime rate may not affect seniors living in a secure facility, however, it's still a good idea to ask facility staff about security measures in place.
  
• Westminster, Maryland, is moderately tax-friendly when it comes to retirees and seniors. Although private pensions are fully taxed, public pensions and withdraws from retirement savings accounts are only partially taxed. Seniors will appreciate the fact that Maryland does not tax social security benefits.
  
• Residents of Westminster enjoy warm summers and cold winters with a lot of precipitation. The summer highs can reach as high as 85 degrees, while the colder months typically see lows of 23. On average, Westminster receives 43 inches of rain per year as compared to the national average of 38 inches. However, in the winter, they receive less snow per season, 23 inches, than the national average of 26 inches annually. Seniors who enjoy spending time outdoors may be affected by these adverse weather conditions.