Memory Care Communities in Potomac, Maryland

Potomac ranks among the most expensive places in the state and nation for memory care services, with seniors in this city paying $7,435 for care. By comparison, Maryland’s average memory care rate is 12% lower, and nationally, monthly care costs come in 24% below Potomac’s average. Rates in other cities throughout the state are well below fees in Potomac, with seniors in Cumberland paying $6,560 for care and memory care facilities in Salisbury charging $6,225. Similarly, in Baltimore, rates average 20% lower than in Potomac.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

In Potomac, memory care communities charge an average monthly rate of $7,435.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Maryland page.

Memory care communities in Potomac charge $7,435 for specialized care, which is 25% higher than what assisted living residents pay for basic personal care and residential services. Seniors who arrange for private services at their residences pay lower rates of $5,339 for in-home care, an option that provides nonmedical services, such as meal preparation and medication reminders, as well as home health care, which includes skilled nursing services. Additionally, adult day health care facilities charge even more economical rates of $2,282 for daytime care and recreational activities in a community environment. Only nursing home care, which includes 24-hour medical support, costs more at $11,467.

Potomac is home to around 45,000 people and over 21 percent of the population are aged 65 or older, the age group most likely to develop Alzheimer's disease or dementia. There are around 110,000 people with Alzheimer's disease in Maryland. Potomac alone has four memory care facilities offering specialized care for seniors in need of specialized care for cognitive impairments. There are a further 17 in nearby communities, including Bethesda, Rockville and Silver Spring. They are all licensed and monitored by the Department of Health. 

• Montgomery County, where Potomac resides, serves as a dementia-friendly community with specialized services and resources for seniors and families navigating memory loss. Through the county, individuals can connect with educational and information resources and find local businesses that have registered as Dementia Friends.
• Potomac’s overall cost of living is 40% higher than the national average, which may be a consideration for seniors and families seeking budget-friendly dementia care. Local utility costs and groceries are about 10% higher here than in the country as a whole, but housing is the main driver, coming in at 120% above national norms. Fortunately, Maryland funds the Senior Assisted Living Subsidy for low- to moderate-income memory care residents, which can help them pay for care.
• Potomac has a lower crime rate than the majority of cities across the state and nation, ranking in the top 34% for the country and 32% for Maryland for safety. Additionally, its crime rate is lower than similarly sized cities across the United States, which may make it a favorable option for those seeking long-term care on behalf of a loved one.
• Potomac has a humid subtropical climate, which brings about 42 inches of rain, 17 inches of snow and year-round temperatures ranging from winter lows of 25 degrees Fahrenheit to summer highs of 86 degrees Fahrenheit. To help residents enjoy the weather, many memory care communities have secured courtyards and plan therapeutic outdoor activities, such as gardening and bird-watching.
• Potomac’s location within the Washington, D.C., metropolitan area gives residents access to high-performing medical facilities, such as Suburban Hospital in Bethesda and Adventist HealthCare Shady Grove Medical Center in Rockville. While there isn’t a hospital in the city proper, many local memory care facilities have on-call physicians who conduct routine wellness exams.