The 10 Best Memory Care Facilities in Frederick County, MD for 2024

The senior population in Frederick, Maryland, is quite large. Of the 252,022 residents, 14.1 percent are aged 65 years and older. Those living with Alzheimer’s disease, Huntington’s disease and other dementias make up 10.8 percent of the senior population. They are served by the nine memory care facilities in the area, which are known as Assisted Living Programs (ALPs) and are licensed by the Department of Health and Mental Hygiene.

• Frederick County is home to world-class medical facilities, including those specializing in brain health and dementia care such as the Frederick Memorial Hospital, in the event of medical emergencies or illness.
  
• Taxes in Maryland are considered relatively retirement-friendly. Seniors do not need to pay taxes on social security incomes and pay only partial taxes on public pensions and retirement accounts. Private pensions are fully taxed, however. Direct relatives are exempt from paying taxes on inherited estates but more distant relatives and those who are not a direct relation are taxed up to 10 percent.
  
• Summers in Frederick County can get fairly hot with an average July high of 86.6 degrees. Winters are comparably cold with average January lows of 23.3. This weather is similar to the rest of the country where the average mid-winter low is 22.6 degrees and the average mid-summer high is 86.1 degrees. Memory care units are typically well-insulated against the cold and air-conditioned in the summer. Seniors can talk to their memory care providers about how to stay comfortable in all weather.
  
• Frederick County, Maryland, is a safe place for seniors to live as it has crime rates below both the Maryland averages and the United States averages. Property crime is rated at 26.7 on a scale of 1 to 100, where 1 indicates the least amount of crime. Violent crime scores a 26.9. This compares to the national averages of 31.1 and 38.1, respectively.
  

Memory Care costs in Frederick County start around $6,413 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Frederick County and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Learn more about these programs, plus who’s eligible, on our Memory Care in Maryland page.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Maryland page.

Frederick County-area memory care communities must adhere to the comprehensive set of state laws and regulations that all memory care communities in Maryland are required to follow. Visit our Memory Care in Maryland page for more information about these laws.