Memory Care Communities in Bowie, Maryland

Memory care in Bowie is affordable compared to Maryland's statewide norm, averaging 9.48% less monthly. However, the city's rates are about 5.5% higher than the U.S. average, and the nearby city of Hagerstown is notably cheaper at $5,788 monthly. Still, Bowie costs less than most Maryland cities. Seniors in Cumberland pay about $622 more monthly than those in Bowie, while memory care residents in Salisbury pay about $287 more.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care facilities in Bowie charge $5,938 monthly on average, but this figure can increase or decrease depending on location and amenities.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Maryland page.

Memory care costs about $5,938 monthly in Bowie, reflecting its high-level support and security. Seniors who don't need dementia care can consider assisted living, which provides personal support in a residential setting for about $1,188 less than memory care. Nursing home care, also in a residential setting, is about 81.8% costlier than memory care due to intensive medical services. While adult day health care provides medical support, it's considerably cheaper than memory care at $1,927 as the scope of services is much more limited. Alternatively, seniors who want to age in place can consider in-home care, which costs 16.5% less than memory care, or home health care, which is also more economical at $5,053. 

The Maryland Health Care Commission implements licensing requirements for memory care facilities statewide. This agency also performs inspections and maintains a quality reporting system to address health and safety concerns in dementia care communities.

 

• Bowie has about 37.1% fewer doctors per capita than the U.S. average, but seniors can still receive emergency medical care at UM Bowie Health Center. Additionally, Bowie is within about 1 hour of numerous hospitals in nearby cities, including several Johns Hopkins locations and Sinai Hospital.
• Maryland is a relatively tax-friendly state for older adults. Social Security benefits are exempt, but other forms of retirement income are taxed according to the state's graduated system, ranging from 2% to 5.75%. Although these rates may be high for some seniors, memory care communities typically offer fixed monthly rates that include professional care, food and housing, which can help ease the burden of budgeting.
• Compared to national crime statistics, Bowie is a very safe city. Based on a 100-point scale, the city scores 11.3 for violent crime compared to 22.7 nationally and 22.5 for property crime versus 35.4. For added safety, dementia care facilities typically feature extensive security systems, including monitored gates and emergency call pendants.
• Bowie's overall cost of living is 20.8% higher than the national norm. It's also higher than Maryland's statewide average, although by a lesser 9%. However, these expenses are due to the city's expensive homes and higher-than-average property taxes, which might make entering memory care a cost-effective alternative to owning a home. 
• Bowie offers comfortable weather throughout most of the year. Summer highs usually stay below 90 degrees Fahrenheit, and although winter can be quite cold, the city gets about 13 fewer inches of snow than the national average. For the added comfort of its residents, memory care communities typically plan numerous indoor activities to keep seniors active during adverse weather.