Memory Care Communities in Annapolis, Maryland

While the average monthly cost of memory care in Annapolis is higher than the national average at $5,625, it is lower than the state’s average of $6,125. It’s most comparable to Frederick, with an average of $5,788. Memory care in Silver Spring, which is closer to Washington, D.C., is much higher, at a monthly average of $7,435.

The average monthly cost of memory care in Annapolis, Maryland, is $5,938. Memory care is typically about 20-30% more expensive than assisted living because it includes all of the services associated with assisted living, as well as memory support programs, 24-hour supervision and care, and increased levels of security to protect the residents. There is no national data about the cost of memory care, so prices are estimated by adding 25% to the assisted living costs listed in Genworth’s 2021 Cost of Care Survey. 

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Maryland page.

There are a lot of other options if your family member doesn’t yet require memory care. Cheaper options include adult day health care and assisted living, which cost an average of $1,927 and $4,750 per month, respectively. If your relative is capable of staying at home, home health aides are available for $5,053 per month on average. Nursing home facilities have semiprivate rooms available for $10,798 and private rooms for $13,490.

Memory care facilities in Annapolis are licensed and regulated by the state’s Department of Health. Questions pertaining to the state’s license requirements and rules that facilities have to follow can be answered on the Department’s website. 

• The average cost of living in Annapolis is 43% higher than the national average, but the increase isn’t insurmountable. It can be balanced out by systems and programs, such as the Senior Assisted Living Subsidy, that have been put into place to help seniors with their finances. 
• Annapolis is home to one of the best hospitals in Maryland, Anne Arundel Medical Center. The facility was ranked sixth of the approximately 70 hospitals in the state. 
• Annapolis’s climate ranges from moderate temperatures in the summer (an average of 75 degrees Fahrenheit) to cold in the winter (an average of 35 degrees). The city also sees a decent amount of storms, allowing the government to keep water supplies at a healthy amount.
• One of the biggest disadvantages to living in Annapolis is the crime rate. Annapolis’ crime rate is 28% higher than the national average, with 2,994 crimes reported per 100,000 residents. Most of it — approximately 78% — is property crime.
• Seniors and those with disabilities have access to complimentary transportation around Annapolis through two programs supported by Anne Arundel County Office of Transportation (OOT). Lift-equipped vehicles are available for people in wheelchairs. Reservations are required. 
• Air quality in Annapolis has been rated as poor as of late, so it may be unhealthy for particular groups to spend a lot of time outside. While the air quality is considered poor, there are actually three ratings on the scale below it, so it isn’t nearly as bad as it could be.