Memory Care Communities in Fort Wayne, Indiana

Fort Wayne is cheaper than the average American city, where memory care costs $5,625 monthly. Similarly, Fort Wayne’s median rate is lower than Indiana’s, which is $5,354. Fort Wayne also compares well to Elkhart and its average cost of $5,313. Muncie, at $4,619 on average, is also costlier than Fort Wayne. However, Kokomo and South Bend have respective averages of $4,063 and $4,135, making them cheaper than Fort Wayne.

Memory care is typically an extra service dispensed in assisted living facilities, and it usually costs 20% to 30% more than standard assisted living arrangements. Therefore, to arrive at memory care costs, this guide adds 25% to assisted living costs from the Genworth 2021 Cost of Care Survey. In Fort Wayne, the average memory care provider charges $4,356 per month. 

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Indiana page.

Among the senior care options available in Fort Wayne, adult day health care is the most affordable, with an average price tag of $1,192 per month. Assisted living costs $3,485, and memory care’s corresponding rate is $4,356. Home care and home health care each cost $5,339. In nursing homes, semiprivate rooms cost $7,574, while private rooms cost $9,429.

In Fort Wayne, memory care takes place in assisted living communities able to care for individuals with cognitive issues. Indiana’s Residential Care Facility Licensing Program oversees these communities, and that program is housed within the Indiana Department of Health.

• Fort Wayne has been singled out as a great place to retire, with a large factor being its affordable cost of living. In particular, the city’s residents benefit from low health care, housing and transportation costs.
• Fort Wayne is home to the Lutheran Health Network and the Parkview Health system. Both are options for specialty services and emergency care, and Parkview’s network houses a program that focuses on senior wellness.
• Fort Wayne appears in the AARP’s Network of Age-Friendly States and Communities. This honor reflects the city’s inclusiveness for older adults and its embrace of an action plan to meet the needs of seniors.
• Indiana’s tax atmosphere comes with some drawbacks. For instance, residents pay both state and local taxes. However, the state does not levy taxes on Social Security income, and Fort Wayne’s seniors may be eligible for a property tax break and other advantageous tax programs.
• Fort Wayne’s climate features just 182 sunny days per year, which falls below the U.S. average of 205 days, and its winters can be cold and somewhat snowy. On the positive side, Fort Wayne’s summers are quite pleasant.
• The Citilink bus system provides public transportation throughout Fort Wayne. Another option seniors may be interested in is the Community Transportation Network.
• Crime rates are a mixed bag for the city. Fort Wayne’s property crime rate is higher than the national average, but its violent crime rate is lower.