Memory Care Communities in Naperville, Illinois

Naperville’s costs for memory care are $406 higher than national averages. They are also some of the highest in the state. Across Illinois as a whole, the cost of memory care is $5,610 a month. Rockford, which averages $6,563 a month, has the highest costs in the state, while Carbondale, which averages $4,406 a month, has the lowest. Many, like Champaign, which averages $5,938, are close to the state average.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we’ve estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth’s 2021 Cost of Care Survey.

Memory care in Naperville costs an average of $6,031 a month, though this cost can vary depending on the other services a facility provides.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Illinois page.

Memory care, which averages $6,031 a month in Naperville, works well for seniors with dementia, but some may choose to remain in their homes instead. In-home care averages $404 less a month than memory care. Adding basic nursing care at home requires home health care, which is $311 less per month. The most affordable option is adult day health care, which averages $1,842 a month, while assisted living is $4,82 a month. For round-the-clock care in a nursing home, seniors can expect to pay $6,996 a month.

Seniors in Illinois can turn to the Illinois Department of Public Health for information about memory care facilities. This organization licenses long-term care facilities and makes sure they abide by the government guidelines.

• Naperville has been named as part of the Dementia-Friendly America Network. Inclusion in this network shows that the city has taken measures to help seniors with memory loss live and engage within the community. It offers many programs and information around financial and legal assistance, memory care facilities, home care services and education information for caregivers. 
• Though the overall cost of living in Naperville is 21.8 points higher than the national average on a 100-point scale, it does offer lower-than-average costs for health care and utilities. Many of the local DuPage County senior resources help offset this high average cost.
• Naperville’s climate is one with comfortable summer weather with temperatures that are typically no greater than 84 degrees F. However, it also has cold, snowy winters. The area averages 39 inches of rain and 29 inches of snow each year. 
• One of the benefits of living in Naperville is its close proximity to the excellent health care options in Chicago, including Northwestern Memorial Hospital and Rush University Medical Center. However, seniors who want to access health care closer to home benefit from the main campus of Edward Hospital being within the community.
• Getting around Naperville and the surrounding communities is easy for local seniors. Several area transportation services provide public transit for seniors, including Ride DuPage and Ride Assist Naperville. Seniors also qualify for a reduced fare card through the Regional Transportation Authority.
• Naperville seniors benefit from the city’s low crime rates. Based on a 100-point scale, the violent crime rate is 10.2, and the property crime rate is 19.9. These are compared to national rates of 22.7 and 35.4, respectively.