The Best Memory Care Facilities in Morgan County, IL

Morgan County, in West Central Illinois, has a population of over 35,500 people, 16.7 percent of whom are seniors aged 65 and older. Some of these seniors may be among the 220,000 residents in Illinois who have been diagnosed with Alzheimer’s disease or other forms of dementia. Morgan County is home to two memory care facilities to support these seniors, both located in Jacksonville.

In Illinois, including Morgan County, memory care facilities are located in Assisted Living Facilities (ALFs) and licensed by the Illinois Department of Health.

• Residents of Morgan County enjoy a low cost of living. On a scale where 100 represents the U.S. average, Morgan County's cost of living is 77.8. Grocery and transportation costs are lower, but healthcare costs are higher than the national average. The lower overall cost of living, along with the below-average grocery and transportation expenses may offset the higher costs of healthcare for seniors and their families.
  
• Morgan County has a higher than average crime rate. On a scale where 100 represents areas of high crime, Morgan County ranks 44.1 for violent crime and 41.3 for property crime, with both ranks being higher than the national averages of 31.1 and 38.1, respectively. Although memory care facilities typically have video cameras and secure locks, concerned families might want to ask facility staff about protocols in place to protect their residents.
  
• Morgan County, like the rest of Illinois, is tax-friendly toward seniors and retirees. Illinois seniors are not taxed on their social security benefits, pensions, or retirement savings account income. Morgan County is an excellent location for seniors on fixed incomes, as these tax savings might result in more money to put toward their memory care budgets.
  
• The climate in Morgan County varies seasonally with summer highs hitting 87 degrees and winter lows dropping to 18. Seniors and their families might want to ask facility staff about precautions they have in place to keep their residents warm during the winter months.

Memory Care costs in Morgan County start around $0 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Morgan County and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

Learn more about these programs, plus who’s eligible, on our Memory Care in Illinois page.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Illinois page.

Morgan County-area memory care communities must adhere to the comprehensive set of state laws and regulations that all memory care communities in Illinois are required to follow. Visit our Memory Care in Illinois page for more information about these laws.