Memory Care Communities in Freeport, Illinois

Freeport’s memory care communities charge roughly $6,563 per month for dementia support, with local rates aligning with the Illinois median of $6,531 and trending lower than the nationwide norm of $6,688. Local fees also compare favorably to rates in other cities in northern Illinois, including Chicago and Kankakee, where respective norms come in near $8,125 and $9,604.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2024 Cost of Care Survey.

In Freeport, memory care residents pay a baseline monthly rate of around $6,563.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

 

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

 

For more information about different ways to finance memory care, visit our Memory Care in Illinois page.

Memory care fees in Freeport come in at around $6,563 per month. This charge is several hundred dollars below nursing home costs of approximately $7,270, but it surpasses rates for other senior care solutions. For example, seniors in standard assisted living facilities pay about $1,300 less, and those who arrange in-home care pay modest monthly rates of around $4,004.

The Illinois Department of Public Health, Division of Assisted Living, monitors Freeport's dementia care communities. It officially licenses them as assisted living facilities and requires them to submit disclosures to the state regarding the specifics of their dementia care services. It also requires these facilities to comply with rules related to housing, medication and nutrition services, staffing and care planning.

 

• Freeport houses FHN Memorial Hospital, which serves seniors through a broad range of services and specialties, including family medicine, endocrinology and orthopedics. It has two geriatric specialists on staff who administer age-informed care, and it diagnoses and treats memory-related disorders through its neurology department. Many memory care communities provide care coordination and nonemergency medical transportation services, making care accessible to residents. 
• Throughout the year, temperatures in Freeport vary from 14 to 82 degrees Fahrenheit, with the most comfortable months falling from the middle of June through early September. During the summer, the average daily high temperature falls between 71 and 84 degrees Fahrenheit, and residents experience humid conditions nearly 70% of the time. Winters are chilly, with an average daily high of between 28 and 39 degrees Fahrenheit, and the city gets around 16 inches of snow. Fortunately, memory care communities support residents’ comfort through indoor activities year-round.
• Freeport reports around 16 criminal offenses per 1,000 people annually, including 13 property-related infractions and three violent crimes. This report indicates that the city is safer than 29% of U.S. cities and 17% of Illinois communities, and it exceeds norms in cities with similar population sizes. Although this may be a concern for some families seeking residential dementia care, memory care facilities in the region keep residents safe through security gates and door and window alarms.
• Freeport’s cost of living falls about 28% below the national norm and 22% below the Illinois average, offering financial incentives for choosing local memory care services. For those who qualify, the Illinois Supportive Living Program covers some memory care services in approved facilities.
• Illinois doesn’t levy income taxes on virtually any retirement income, including income taxable at the federal level. Because seniors don’t pay taxes to the state on their pension income, Social Security benefits or withdrawals from retirement accounts, they may have more money to put toward residential dementia care.