Memory Care Communities in Cumming, Georgia

The cost of memory care in Cumming comes to $447 more than the Georgia average, but $759 less than the U.S. median. Compared to other cities in Georgia, memory care costs in Cumming fall near the middle. Seniors in Columbus pay more, at $5,279 per month. The highest memory care costs in the state can be found in Brunswick, which is $1,759 per month more expensive than Cumming. Savings can be found in Savannah, where memory care costs $4,391 per month. Some of Georgia’s lowest memory care costs are in Warner Robins, which are $1,428 lower than those in Cumming. 

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we’ve estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth’s 2021 Cost of Care Survey.

In Cumming, memory care averages $4,866 per month, but actual costs vary by location. 

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Georgia page.

In Cumming, assisted living is more affordable than memory care; it costs around $3,893 per month. In-home care and home health care services come to $282 more than memory care. Nursing homes often offer the most intensive senior care at the highest price. A semiprivate room in a Cumming nursing home costs $5,855 per month, and a private room costs $6,159.

In Cumming, memory care communities are governed by the Georgia Department of Community Health’s Healthcare Facility Regulation Division. This body conducts regular monitoring of the state’s long-term care homes to ensure that they’re operating in adherence with Georgia’s senior welfare standards. 

• Cumming has relatively pleasant weather for most of the year, with 219 sunny days per 365 compared to the national average of 205. The city gets only two inches of snow per year, which is much less than the U.S. median of 28. 
• The cost of living in Cumming is 17.7% more expensive than the U.S. average. However, health care costs are a little under the midpoint. 
• Georgia is a relatively tax-friendly state for seniors. It provides a $65,000 per year deduction on all retirement income and has low sales and property tax rates. The state also doesn’t tax Social Security benefits, estates or inheritances. 
• The property crime rate in Cumming is higher than that of many American cities, at 80.8 points compared to 35.4. Fortunately, most elder care communities employ security measures that deter this type of crime. The city’s violent crime rate is much lower than the national average, at 11.5 points compared to 22.7.
• Cumming’s air quality is on par with that of the nationwide average, which sits at 58 points. This makes the city a good choice for people with respiratory sensitivities.
• The city has an average of 67 physicians per 100,000 people, which is lower than the U.S. average of 210 per 100,000. The local Northside Forsyth Hospital specializes in orthopedic care and bariatric surgery.