Memory Care Communities in Winter Springs, Florida

In Winter Springs, monthly memory care rates average $5,000, which aligns with Florida’s norm and comes in 11% below the national average. In nearby cities, such as Ocala and Lakeland, monthly care costs tend to be more affordable, with seniors paying respective rates of $4,813 and $4,125. However, memory care facilities Winter Springs may have more economical rates than communities in Palm Bay, where fees run about 12% higher, and The Villages, where facilities charge 30% more for care.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care residences in Winter Springs charge approximately $5,000 per month for services.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Florida page.

Seniors in Winter Springs pay $5,000 per month on average for residential memory support, making this the second most expensive senior care solution in the city. While nursing home rates exceed this norm at $8,060 per month, seniors who opt for basic in-home care or specialized home health care pay about 5% less than seniors in memory care. Assisted living costs come in 20% below memory care rates, and seniors who attend adult day health care pay 71% less for services.

The Florida Agency for Health Care Administration oversees memory care communities in Florida, including all facilities in Winter Springs. These facilities comply with the agency’s standard guidelines for nutrition and medication services, staff background checks and care planning, along with dementia-specific rules for staffing ratios, caregiver training and activities programming.

• Winter Springs doesn’t have a hospital, but Oviedo Medical Center and Orlando Health South Seminole Hospital sit within 5 miles of the city. These hospitals provide primary and specialty services, as well as referrals for dementia care. In addition to this, many memory care facilities have on-call physicians who oversee routine medical care.
• Winter Springs’ air quality is exceptional, earning the region the highest marks available across the American Lung Association’s three categories, which include ozone, 24-hour particle and annual particle pollution. This may support the health of seniors, who may be more vulnerable to complications related to environmental irritants.
• Seniors in Winter Springs only pay federal taxes on their retirement income due to Florida’s lack of state income taxes. This may help some seniors afford residential memory care costs.
• Year-round temperatures in Winter Springs range from lows of 51 degrees Fahrenheit in January to highs of 91 degrees Fahrenheit in July, although they may dip as low as 38 degrees Fahrenheit or rise up to 94 degrees Fahrenheit some years. To promote residents’ comfort, many memory care facilities have unit-controlled thermostats and encourage residents to participate in indoor activities when the weather is uncomfortably hot.
• The overall cost of living in Winter Springs runs higher than state and national averages, which may be a consideration for some seniors and families researching local memory care options. On a 100-point scale based on living costs nationwide, the city scores 105.7, exceeding the state norm by a couple of points. Fortunately, the state-funded Medicaid Long-term Care Waiver can help qualified seniors pay for local memory care expenses.