Memory Care Communities in Wesley Chapel, Florida

In Wesley Chapel, memory care residents pay $4,188 per month for residential services, making this city among the more affordable places in central Florida for dementia care. In Sebring, rates are slightly higher at $4,295, and in North Port, care costs are roughly $1,000 more than in Wesley Chapel. Facilities in Homosassa Springs charge $5,313 for care, and in The Villages, rates come in at $6,510. Wesley Chapel is also affordable compared to state and national respective norms of $5,000 and $5,625.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we’ve estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth’s 2021 Cost of Care Survey.

Memory care facilities in Wesley Chapel charge $4,188 per month for care.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Florida page.

Seniors in Wesley Chapel pay $4,188 for memory care, which is moderate compared to the cost of other care types. Seniors in nursing homes pay base rates of $8,927, more than double the cost of memory care. Those who obtain care at home pay $4,767 for basic in-home care and $4,862 for specialized home health care. Assisted living is considerably more cost-effective at $3,350, and seniors who attend adult day health care pay $2,123 for daytime services.

In Wesley Chapel, as well as in the rest of Florida, memory care facilities are licensed under the Florida Agency for Health Care Administration, Bureau of Health Facility Regulation. They’re typically located in secured wings of assisted living facilities and have increased requirements related to staffing, staff training and activities programming.

• Florida doesn’t have a state income tax, so seniors hang onto a larger portion of their Social Security benefits, pension income and withdrawals from retirement savings accounts. This may make memory care expenses in Wesley Chapel feasible for seniors and families with financial limitations.
• AdventHealth Wesley Chapel is located in the city proper and features a range of primary and specialty care services, as well as a 24-hour emergency department. Health care costs in this city come in a little below national norms, and while there are only 129 doctors per capita, many memory care facilities provide telemedicine services or have visiting physicians who provide routine medical care.
• Temperatures in Wesley Chapel range from lows of 47 in the winter to highs of 91 in the summer, which is typical of the state. The city gets 53 inches of rain and no snow, and humidity levels tend to be stifling during the summer months. Many memory care facilities have individual climate control in residents’ rooms and organize indoor activities when the weather outside is too hot for comfort.
• On a 100-point crime index that gives higher ratings to communities with more crime, Wesley Chapel scores 24.5 for violent crime and 46.4 for property crime. By comparison, the nation’s respective scores come in at 22.7 and 35.4. The per capita crime rates are low compared to nearby Dade City and Brooksville. Memory care facilities provide safe environments for vulnerable seniors and typically have security features such as door alarms and surveillance cameras.
• Wesley Chapel’s overall cost of living is a little higher than state and national norms, primarily because of relatively high housing and transportation costs. On a cost of living index based on a national score of 100, the city rates 105. This is 5% over the national norm and 2 percentage points higher than the state score. To help seniors control monthly expenses, memory care facilities often feature all-inclusive pricing that includes meals and transportation services.