Memory Care Communities in Boca Raton, Florida

Boca Raton families typically pay $5,481 monthly for memory care, which is above Florida’s average of $5,000, but below the country’s $5,625. Comparisons with other South Florida cities show Boca Raton to be among the more expensive. However, families in Naples can expect to pay an additional $1,144 per month, although just up the coast in Cape Coral they can save $63 when compared to Boca Raton. Greater savings are possible in more affordable cities, such as Port St. Lucie ($4,704) and Sebring ($4,295).

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we’ve estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth’s 2021 Cost of Care Survey.

The median cost per month for memory care in Boca Raton is $5,481.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in Florida page.

Nursing homes average $9,019 per month in Boca Raton, making them the only type of care costlier than memory care. Assisted living and home health care services are cheaper by $1,096 per month and in-home care saves an additional $190 on that. At $1,517, adult day care is the cheapest, but there isn’t truly an alternative to memory care, as the other services (excluding nursing homes) can only handle seniors during dementia’s early stages.

Boca Raton’s memory care facilities are licensed and regulated by the Bureau of Health Facility Regulation. It issues licenses to those that satisfy stringent rules relating to resident care, health and safety and fire safety. The bureau investigates complaints about facilities and conducts periodic unannounced inspections to determine if they’re continuing to comply with the terms of their licenses.

• Boca Raton’s average cost of living index, based on a national average of 100, is 120.8, which suggests the city is costlier than most. However, the figure is swayed by housing costs, which are expensive but unlikely to concern a memory care resident. The health care cost index of 101 is below Florida’s average of 102.3, which suggests medical care may be slightly more affordable in Boca Raton.
• Overall, Boca Raton is one of Florida’s safer cities, despite occasional spurts that see instances of property crime rise slightly above the national average. Violent crime is very low, at 13.1 (on a scale of 0 to 100). Families worried about the property crime rate may appreciate that to be licensed, memory care facilities must have strict security measures in place, such as keypad-entry doors and surveillance cameras.
• Rainfall averaging 60 inches annually results in high levels of humidity in Boca Raton throughout the year, particularly between June and September. However, the city’s seniors don’t face extreme temperatures as winter lows are a cool 58 degrees, while summer highs are a pleasantly warm 90 degrees. 
• Sperling’s BestPlaces gives Boca Raton a good health cost index of 96.3/100. Factors adding to the score include the city’s work with the EPA’s Superfund program to clean contaminated land and the excellent quality of air coming in from the Atlantic Ocean. The city can also boast of having 254 physicians per 100,000 people (an increase of 44 on the national average).
• Two hospitals serve the city: Boca Raton Regional Hospital, which U.S. News and World Report rates as high-performing in six procedures/conditions, and West Boca Medical Center, a respected community hospital. The nearby City of Fort Lauderdale is also home to several highly regarded facilities, such as Holy Cross Health, which is ranked 24th in the state.
• PalmTran is Palm Beach County’s bus service, which lets riders aged 65+ ride for half the normal fare on fixed routes and those who qualify for paratransit services ride for free. Curb-to-curb paratransit service fares are $3.50 per one-way trip.