Memory Care Communities in Tustin, California

At around $6,563 monthly, memory care rates in Tustin run high compared to the national norm of $5,625, but they line up with rates in California as a whole, as well as typical care costs in the state’s southern region. For example, San Diego has comparable rates of approximately $6,844 for memory care, and in El Centro, monthly fees exceed Tustin’s norm by about $1,125. However, seniors pay about $1,560 less per month for care in Riverside.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

In Tustin, monthly memory care rates come to approximately $6,563.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in California page.

Memory care costs in Tustin fall around a baseline norm of $6,563, which exceeds rates for many other care options. For example, seniors who schedule private services pay $5,911 for in-home care, which includes basic personal care and companionship services, and home health care, which encompasses specialized supports, such as medication administration and wound care. Additionally, assisted living rates run lower, with those who don’t have memory impairments paying $5,250 for residential care. Those who attend adult day health care facilities pay $1,652 for full-time personal care and medical support in a community environment. Only nursing home residents, who need 24-hour medical monitoring and services, pay higher rates of $9,125 for care.

The California Department of Social Services licenses, regulates and inspects Tustin’s memory care facilities, which it officially recognizes as residential care facilities for the elderly. It requires all memory care communities to follow standard guidelines related to housing, nutrition and medication services, along with increased rules for staffing, dementia staff training and security features.

• Foothill Regional Medical Center serves Tustin and the surrounding region as a fully accredited acute care hospital with numerous specialties, as well as a 24-hour emergency department. The hospital has an on-site clinical laboratory where it conducts testing to help with diagnosing and treating medical conditions, and it has a multidisciplinary team that provides rehabilitative therapies. It also has primary care practitioners who provide referrals for dementia-specific care.

• Orange County, where Tustin sits, ranks among the best counties in the state for health outcomes and factors. It sits in the top percentiles for both categories and comes in sixth out of 58 overall for factors such as its average life expectancy of 82.8 years, high compliance with flu vaccination recommendations and high access to primary care physicians, promoting a healthy environment for those living with memory loss.

• As part of Orange County, which operates as part of the Dementia Friendly America Network, Tustin provides residents with access to dementia-specific education and support services. The county features a nonprofit coalition of government agencies, businesses and community members who raise Alzheimer's awareness, provide caregiver support and training and host support groups for those affected by memory loss.

• Tustin seniors pay state income taxes on almost all retirement income, with the exception of Social Security benefits, with rates starting at 1.0% and going up to 13.3% for top earners. Fortunately, it exempts Social Security benefits from taxes for all residents and provides the senior income tax exemption, which older adults add to the personal exemption to help them keep more money in the bank for local memory care expenses.

• Tustin’s overall cost of living surpasses the national average by nearly 41%, mainly as a result of high utility and housing costs. Although this may impact residential memory care costs, qualified seniors may pay for services through the state-funded Assisted Living Waiver, depending on their eligibility and annual program enrollment caps. Additionally, health care costs trend slightly below the national norm, which can benefit those managing chronic conditions such as dementia.