Memory Care Communities in Rancho Santa Margarita, California

Memory Care costs in Rancho Santa Margarita start around $5,604 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Rancho Santa Margarita and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in California page.

Rancho Santa Margarita is a town of almost 50,000 people, including more than 3,400 seniors over the age of 65. As this population ages, their risk of developing dementia increases. In the state of California alone, an estimated 650,000 seniors 65 and older were living with Alzheimer's disease in 2018, a number that is projected to rise as much as 30 percent by 2025.

Increasingly, memory care facilities in Rancho Santa Margarita and throughout California are stepping up to help families provide for the changing needs of loved ones with dementia. California licenses facilities caring for persons with dementia as Residential Care Facilities for the Elderly (RCFEs). In all, there are more than 180 RCFE's in or nearby Rancho Santa Margarita that offer memory care services.

• The city's sunshiny climate may help it top a family's list of preferred locations for memory care. In a typical year, Rancho Santa Margarita receives 286 days of sunshine and only 25 inches of rain.
  
• Rancho Santa Margarita's cost of living is 51.8 percent more expensive than the national average, which may leave less room left over in family budgets to help seniors with dementia pay for memory care.
  
• Air quality affects everyone’s health but is especially important for seniors, who are more vulnerable to the effects of pollution. In Orange County, where Rancho Santa Margarita is located, the air received grades of F for particle pollution and D for ozone. Families may want to ensure that their loved ones' outdoor activity at a memory facility will be reduced on days when there are air quality advisories in effect.
  
• Families with seniors in memory care in Rancho Santa Margarita may appreciate knowing the city is safe. With an overall rate of only seven crimes per 1,000 residents, the community of Rancho Santa Margarita is considered safer than 79 percent of American cities.