Memory Care Communities in Lodi, California

In Lodi, memory care residents pay a monthly baseline rate of around $5,454, saving them money over the California median of $7,813 and the national norm of around $6,688. Similarly, monthly fees compare favorably to care costs in nearby cities, including Vallejo, where seniors pay around $6,180 for care, and Sacramento, where rates come to about $7,925. In addition to this, care costs in San Francisco run about $3,900 over Lodi’s norm.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care rates in Lodi come to approximately $5,454 per month.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in California page.

Memory care facilities in Lodi charge around $5,454 per month for care. Assisted living functions as the only surveyed senior care option that costs less, with residents paying around $4,363 for non specialized personal care services in a residential setting. Seniors who arrange for private care services in their homes pay around $6,101 for nonmedical personal care services via in-home care agencies and approximately $6,483 for home health care, which encompasses basic skilled nursing services. Additionally, nursing home rates surpass memory care costs by approximately $7,100 and cover comprehensive medical support and supervision in a hospital-like setting for those with advanced care needs.

In Lodi, all memory care communities comply with guidelines set by the California Department of Social Services, Senior Care Licensing Program. This department enforces minimum standards for care planning, staffing and dementia-specific services, which it monitors through annual licensing processes and regular inspections. It also investigates complaints regarding substandard care.

• In Lodi, as in the rest of California, seniors pay some of the highest state income taxes in the nation, with rates going up to 13.3% for top earners. While the state taxes most forms of retirement income, it fully exempts Social Security benefits and provides some relief through the senior income tax credit. This may support the financial stability of memory care residents in Lodi.
• Compared to California as a whole, San Joaquin County, where Lodi sits, ranks in the 25-50th percentile for health factors and outcomes and comes in at 41 across the state’s 58 surveyed counties for general health. Factors such as the relatively short life expectancy of 77.7 years, versus 81 years statewide and 78.5 years nationally, and the limited number of primary care providers may affect medical support for older adults. Fortunately, memory care residents have access to ongoing wellness services and visiting physicians, improving their health outcomes.
• Adventist Health Lodi Memorial operates as a nonprofit health care provider for memory care residents in and around Lodi. It features a team of senior care specialists who provide diagnostic, treatment and education services to address a range of age-related conditions. The hospital also provides neurological consultations and care for disorders such as Alzheimer’s and other memory-related conditions.
• Lodi reports crime at a rate of about 26 incidents per 1,000 people in a given year, making it safer than 14% of U.S. communities and 27% of California cities. However, the crime rate aligns with norms in cities with similar population sizes. For those seeking safe memory care accommodations for loved ones, neighborhoods such as Westdale/Kristmont Acres and Lodi West/Sunwest have even lower rates of illegal incidents. 
• Lodi has a cost of living score of 124.7. Although this indicates living costs in this city track about 25% over national norms, it shows that they come in 17% below the California average. High housing costs may drive up memory care expenses, but many memory care communities in the region accept the state-funded Assisted Living Waiver, improving access to affordable memory care for qualified individuals.