Memory Care Communities in El Dorado Hills, California

Seniors in El Dorado Hills pay roughly $6,531 per month for memory care. Although this runs hundreds of dollars above the national norm of $5,625, it aligns with the California average of $6,563. Even so, several other cities in Central California have more economical rates, including Vallejo, where residents pay $6,188 for specialized care. Similarly, in Yuba City, rates come in competitively at $5,823, and in Stockton, seniors pay $4,561 for services.

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

Memory care communities in El Dorado Hills charge median monthly rates of $6,531.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

 

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

 

For more information about different ways to finance memory care, visit our Memory Care in California page.

Memory care rates in El Dorado Hills are around $6,531 monthly, making this one of the most expensive local senior care options. By comparison, seniors pay $6,292 for in-home care, which includes custodial services and help with daily living activities, and home health care, which covers skilled nursing services, such as disease monitoring. Seniors who don’t need memory services pay $5,225 for assisted living, which includes meals, personal care and housekeeping and maintenance services. Those who attend nonresidential adult day health care facilities pay $2,167 for services such as meal preparation and skilled nursing. Only nursing home care, which includes skilled nursing in a hospital-like setting, is more expensive at $10,646.

Memory care communities in El Dorado Hills comply with minimum licensing requirements set by the California Senior Care Licensing Program, which is housed within the California Department of Social Services’ Community Care Licensing Division. This program enforces standards for care planning, move-in and move-out criteria, staffing and the scope of services facilities must provide.

 

• Mercy Hospital of Folsom, which is part of the Dignity Health network, sits 4 miles outside of El Dorado Hills in Folsom. This hospital features 24-hour emergency services, along with specializations in cancer care, heart and vascular care, orthopedics and surgical services. It also houses the Dignity Health Neurological Institute of Northern California, which provides clinical services for Alzheimer’s disease and other forms of dementia.

 

• El Dorado County rates among the healthiest counties in California, ranking 17th out of 58 surveyed counties in the state. It sits in the top percentile for health factors, such as its relatively high number of primary care doctors. It averages one doctor per 1,260 residents compared to 1,310 nationally. The county also sits in the 50-75th percentile for health outcomes, including its high life expectancy that surpasses state and national norms at 81.9 years.

 

• California taxes most forms of retirement income at some of the highest income tax rates in the nation, with top earners paying up to 13.3% in taxes. While the state doesn’t offer any exemptions or deductions to reduce what seniors owe for government and private pension income and withdrawals from retirement accounts, it has a senior income tax credit to help older adults offset some of their tax burden. Additionally, seniors don’t pay state income taxes on their Social Security benefits, helping some people afford memory care in El Dorado Hills.

 

• The cost of living in El Dorado Hills exceeds the national norm by about 16.8%, which drives up the cost of memory care. While there are no memory care facilities in this region that accept the state’s Assisted Living Waiver, many facilities have all-inclusive pricing and multiple floor plans to choose from to accommodate various price points.

 

• El Dorado Hills rates 49 on a total crime index, meaning it's safer than 49% of U.S. communities. Additionally, compared only to similarly sized cities, El Dorado Hills is one of the safest cities in the country to live in, providing peace of mind to prospective memory care residents.