Memory Care Communities in Chino, California

Typical spending for memory care in Chino closely matches California’s midrange cost but exceeds the U.S. norm by $938. It also sits above the estimated expense in Bakersfield, where seniors pay a lower bill of $4,688. To the south, in San Diego, facilities charge more, at about $6,844 per month. The median fee in Oxnard, a significantly more expensive option at $7,188, surpasses that of Chino by $625.

 

Note: Residential memory care is usually offered in assisted living facilities, and in general, memory care rates tend to be 20-30% higher than assisted living rates. No national database currently tracks memory care costs in the United States, so we've estimated the monthly memory care costs listed below by adding 25% to the rates listed in Genworth's 2021 Cost of Care Survey.

The median cost of memory care in Chino hovers around $6,563 per month, although exact prices depend on the facility’s services and amenities.

 

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

 

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

 

For more information about different ways to finance memory care, visit our Memory Care in California page.

For approximately $6,563 per month in Chino, memory care provides specialized services to address the needs of seniors with dementia. This option costs $652 more than in-home care and home health care, which deliver essential services from the senior’s home, with the latter including basic medical attention. Monthly fees for adult day health care, a cost-effective alternative, start at $4,911 less than memory care. Assisted living services, costing $1,313 less, balance individual freedom with 24/7 support. Topping the list, nursing home facilities provide a more comprehensive spectrum of medical services; median prices for a private room stand at $11,269, while residents with a semi-private room pay around $9,125.

 

The Department of Social Services, through the Community Care Licensing Division, oversees the quality of care available at senior residential communities in Chino and throughout California. The division’s main responsibilities include licensing these facilities and performing routine inspections. It also enforces robust state regulations regarding staffing levels and training, resident satisfaction, medication management and adherence to fair billing practices.

 

• At Chino Valley Medical Center, seniors have access to a wide array of specialties, from emergency medicine and pharmacy to orthopedics and cardiovascular care. In the neighboring city of Montclair, about 5 miles to the north, Montclair Hospital Medical Center expands these services by offering rehabilitation therapies and specialized senior care.
• The AARP gives Chino a Livability Score of 45, just below the average of 48 for all U.S. cities. This index considers a variety of data points across seven categories to shed light on a community’s quality of life. Chino received its best score in the Neighborhood category, which evaluates crime rates, access to amenities and similar factors.
• In California, seniors pay full income tax rates, from 1% to 12.3%, on pensions and withdrawals from savings accounts. Fortunately, the state exempts income from Social Security benefits. Residents also have access to a range of assistance options, including postponement or partial exemption on property taxes and a free tax preparation service for individuals on low incomes.
• Chino records 2.97 violent crimes per 1,000 residents in a year, lower than the state median of 4.99. Property-related offenses occur more frequently; city residents have a 1-in-36 chance of becoming a victim of this type of crime, compared to California’s 1-in-43 chance. Fortunately, most memory care communities have comprehensive security systems, offering seniors an additional layer of protection.
• Chino residents can expect high humidity levels and hot weather in the summer, reaching up to 93 degrees Fahrenheit. Winters have milder temperatures, averaging 53 degrees Fahrenheit in the coldest month. The city receives 12 inches of precipitation annually, with a higher prevalence between December and February, although seniors experience clear days for most of the year.
• Compared to state figures, Chino boasts a relatively affordable cost of living, approximately 31.3% lower. However, the city remains 18.6% more expensive than the United States as a whole. Housing costs, a major expense, sit 25.9% below the California average, and health care also offers savings compared to the national norm, coming in 13.3% lower.