Memory Care Communities in Carmichael, California

Memory Care costs in Carmichael start around $5,796 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Carmichael and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in California page.

There are around 650,000 Californians with Alzheimer's disease and the state established the California Alzheimer's Disease Centers (CADCs) in 1984 to research the condition and provide quality care to Californians living with it. In the city of Carmichael, where over 19 percent of the population is aged 65 and over, there are five memory care facilities that specialize in dementia care with another 26 in nearby communities.

These facilities are called Residential Care Facilities for the Elderly and are licensed and monitored by the California Adult Care Licensing Program. There are specific requirements for the building, staff numbers and staff training that must be met by facilities that cater to residents with dementia.

• Income from retirement funds and pensions are fully-taxed in California and the rates are among the highest in the country, although Social Security Income is exempt. Sales taxes in the state are also high, which may impact the funds seniors have available for memory care.
• Sacramento County, including Carmichael, has poor air quality. In the State of the Air 2018 report it received failing grades in 24-hour particle pollution and ozone pollution from the American Lung Association. This may have health impacts on seniors who have respiratory conditions.
• The Carmichael area is home to world-class medical facilities, including Mercy San Juan Medical Center in the event of medical emergencies or illness. It is also close to facilities specializing in brain health and dementia care such as UC Davis Health.
• The Sperling cost of living index rates Carmichael's cost of living at 142, higher than the national average of 100. This is mainly due to the impact of high housing prices and some expenses are closer to the national average. Healthcare is rated 90 by the index, making it less expensive than the U.S. average of 100, which means cost savings for seniors with health conditions.