Memory Care Communities in Belmont, California

Memory Care costs in Belmont start around $10,968 per month on average, while the nationwide average cost of memory care is $5,694 per month.

It’s important to note that memory care rates in Belmont and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in California page.

In Belmont, nearly 17 percent of the city's 27,140 residents are 65 years of age or older, which is the demographic most likely to develop dementia. In 2015, an estimated 8.3 percent of seniors throughout San Mateo County had already been diagnosed with Alzheimer's.

For those families whose loved are affected by dementia and require more intensive care than can be provided at home, the Belmont area offers over 20 memory care facilities. These facilities are officially known in Belmont and throughout the state of California as Residential Care Facilities for the Elderly (RCFEs). 

• At memory care facilities, seniors may have access to an outside area for exercise, where they can enjoy Belmont's mild climate. The city's average summer highs are around 79 degrees Fahrenheit, while its average winter lows are about 42 degrees Fahrenheit.
  
• The air that seniors breathe every day, whether inside a memory care facility or outdoors in an exercise area, can affect their health. Thankfully, San Mateo County, where Belmont is located, gets passing grades for air quality, earning a B for ozone and an A for particle pollution in the American Lung Association's State of the Air report.
  
• The average cost of living in the state of California is 69 percent higher than the U.S. average. Compare this to Belmont's cost of living, which is 279 percent above the national average. Families who are considering memory care facilities in Belmont may want to keep these higher-than-average expenses in mind and plan their finances accordingly.
  
• State and local tax policies can affect how much money a senior has left over to handle other expenses, such as memory care costs. In Belmont, as in the rest of California, the state taxes income from pensions and retirement accounts but Social Security retirement income is tax-free.