Memory Care Communities in Albany, California

Memory Care costs in Albany start around $10,290 per month on average, while the nationwide average cost of memory care is $5,743 per month.

It’s important to note that memory care rates in Albany and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for memory care, there are plenty of additional options to cover these costs. Some additional ways to finance memory care costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance memory care, visit our Memory Care in California page.

Albany, California, which is located in Alameda County, is home to more than 20,000 people, over 10 percent of whom are 65 and older. The Alzheimer's Association reports that as many as one in 10 seniors have Alzheimer's disease, which is the leading cause of dementia. According to Healthy Alameda County, 10 percent of Medicare beneficiaries in Alameda County received treatment for Alzheimer's disease or dementia in 2015. 

There are 19 memory care facilities in the Albany region, with one facility in the city proper and 18 more in surrounding cities. While some of these facilities are independent and occupy their own designated building, others are located within residential care facilities for the elderly.

• Albany has a very comfortable year-round climate, rating 85 out of 100 on Sperling’s Comfort Index for its low humidity and mild seasonal temperatures. The warmest month of the year is September when highs reach the mid-70s, and the coolest month is January when lows are in the low 40s. The area's mild temperatures may appeal to seniors who enjoy relaxing outdoors.
  
• The overall cost of living in Albany is more than double the national average, primarily because of the high cost of housing. High prices may affect the cost of room and board in a memory care facility. Healthcare expenses are about 12 percent higher than in the nation as a whole, which may make it difficult for seniors and families with tight budgets to afford costs associated with managing a condition like dementia. 
  
• The American Lung Association gave Alameda County a very low grade for ozone pollution, which may be a concern for families whose senior loved ones have respiratory or cardiovascular illnesses.
  
• Social Security benefits are not subject to income tax in California, but all other types of retirement income are fully taxable. This may be a consideration for families with tight memory care budgets.