Assisted Living Communities in Williamsburg, Virginia

Assisted living communities in Williamsburg often accept several types of payment, letting residents pay for services with their own funds or supplement with federal, state or VA benefits. By tapping into multiple sources for assisted living expenses, seniors can ensure long-term residential care has financial sustainability. This flexibility lets residents choose the best financial strategy for their circumstances.

• Medicaid: Seniors in Williamsburg who meet functional and financial criteria may pay for some assisted living expenses through Virginia Medicaid’s Commonwealth Coordinated Care Plus Waiver. This waiver covers personal care assistance, personal emergency response systems and fees associated with transitioning out of a nursing home.
• Medicare: As the federal health insurance program for seniors, Medicare pays for medical services. While it won't pay for nonmedical assisted living expenses, it covers skilled nursing services received in a facility, reducing monthly care costs for some seniors.
• VA Benefits: Qualified veterans receive financial aid for assisted living through the VA’s Aid and Attendance and Housebound programs, which provide cash benefits for those who meet functional criteria. The VA also provides assisted living services directly in its veterans’ home in Richmond, about 55 miles outside Williamsburg.
• Private payments: Seniors typically pay for the majority of their assisted living expenses with private funds, including retirement income and savings.

• Throughout the year, Williamsburg’s temperatures range from 32 to 91 degrees Fahrenheit, appealing to seniors who enjoy seasonal changes. Local assisted living facilities often have indoor and outdoor lounge areas to let residents enjoy pleasant weather.
• With a cost of living that runs about 2% above the national baseline, Williamsburg may not appeal to seniors with limited assisted living budgets. However, many facilities in this city promote access to affordable care by accepting payment from Virginia Medicaid’s CCC+ waiver program.
• Williamsburg’s residents experience an average of 17 crimes per 1,000 residents, which exceeds norms in about 74% of communities throughout Virginia. Fortunately, many assisted living communities have safety features, such as alarm systems and security gates.
• Riverside Doctors’ Hospital Williamsburg and Sentara Williamsburg Regional Medical Center sit within Williamsburg, serving local assisted living residents through specializations such as orthopedics, heart care and neurosciences. These hospitals also host support groups and age-friendly fitness classes.
• Williamsburg seniors don’t pay state income taxes on their Social Security benefits. They can also claim a deductible of up to $12,000 to reduce what they owe on taxes for pension income and withdrawals from retirement savings, letting them budget more money for long-term care.