Known for points of interest such as the Laredo Water Museum and the Lamar Bruni Vergara Planetarium, Laredo is a welcoming city that supports a high quality of life. It has a little over 260,000 people, about 9% of whom are seniors. Laredo is well-suited for those seeking budget-friendly retirement living near high-performing hospitals, and its climate is ideal for those who enjoy spending time outdoors.Â
Assisted living may be an appropriate option for those who need some personal care services and don’t want the burdens of homeownership. On average, seniors in Laredo pay $3,599 per month for assisted living, which is relatively affordable compared to the rest of the state and the nation as a whole.Â
This guide provides an in-depth analysis of the cost of senior care in Laredo and how its assisted living fees compare to those of other Texas cities. It also outlines the benefits and drawbacks of living in Laredo and examines some of the agencies that serve the area’s older adults.Â
"My great grandmother stayed here for 8 months when she came to visit. This facility is one of the best examples of "assisted living" that I have seen. It is situated in residential area, and is actually a nice, large house. The don't accept too many ..."
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The Cost of Assisted Living in Nearby Cities
Nationally, seniors pay about $4,300 per month for assisted living; in Texas specifically, monthly fees average $3,998. In Laredo, monthly fees are even lower, with seniors paying approximately $3,599. The very lowest fees statewide are found in El Paso at approximately $2,950; Killeen’s rates are comparable to Laredo’s at $3,387. Victoria is among the most expensive cities in the state at $5,525. Â
Laredo
$3,599
Texas
$3,998
The United States
$4,300
Killeen
$3,387
El Paso
$2,950
Victoria
$5,525
Paying for Assisted Living in Laredo
At $3,599 per month for services, assisted living costs in Laredo fall in the middle compared to other Texas cities surveyed.Â
Financial Assistance for Assisted Living in Laredo
More Ways to Pay for Assisted Living
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
Veterans Benefits
Life Insurance Policy
Long-Term Care Insurance
Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Texas page.
The Cost of Other Types of Senior Care
Seniors in Laredo have several care options suited for different types of needs and budgets. Adult day health care is the most affordable option at $542 per month; it includes daytime personal care services and social and recreational programming in a community setting. Assisted living fees aren’t available for Laredo, but based on fees charged in San Antonio, where care costs are similar, seniors expect to pay $3,599 per month. Home-based care is pricier, with agencies charging $4,004 per month for home care and $5,148 for home health care, which includes some skilled nursing services. Nursing home care is the costliest at $5,962. Â
Home care
$4,004
Home health care
$5,148
Adult day health care
$542
Assisted living
$3,599
Nursing home
$5,962
Note:Data for Laredo was unavailable, so data for the nearest city, San Antonio, was used instead.
Free Assisted Living Resources in Laredo
Seniors residing in Laredo have access to a broad range of services and programs that can make the transition to assisted living as smooth as possible. The following resources can help older adults identify options related to paying for care and connecting with social and recreational programs in the community.Â
Laredo is home to several recreation centers for older adults, including the Fasken Senior Center on Cerralvo Drive, La Ladrillera Adult Recreation Center on Pinder Laredo, and Downtown Senior Fitness Center on Matamoros Street, all of which the Parks & Recreation Department operates. At these locations, members participate in age-friendly fitness programs, congregate meals, card and board games, dances, holiday parties and day trips.
The local Area Agency on Aging provides a range of services to those aged 60 and over to support their independence and quality of life. Some services available through this nonprofit agency include transportation programs, congregate meals, fitness activities, nutrition education and benefits counseling,
Texas RioGrande Legal Aid is a regional nonprofit organization that offers free civil legal assistance for those aged 60 and over. This agency provides assistance with applying for public benefits such as Supplemental Security Income, Medicaid and Medicare, which may help seniors cover monthly care expenses.
The county’s Veterans Service Office is located in Laredo. Through this office, qualifying veterans can apply for the Aid and Attendance benefit, a monthly cash benefit that can be used toward living expenses. Officers can also aid veterans and their spouses or survivors in applying for veterans’ and survivors’ pension programs, disability compensation and VA health care services.
The statewide Health Insurance, Counseling and Advocacy Program provides free, impartial health insurance options counseling for seniors. Services are available through three agencies in Laredo. Through these locations, seniors speak with trained counselors who help them understand their Medicare benefits, determine whether assisted living services may be covered under available Medicare Advantage Plans or Medicaid waivers, and compare long-term care insurance policies.
Assisted Living Laws and Regulations in Laredo
Laredo-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Texas are required to follow. Visit our Assisted Living in Texas page for more information about these laws.
Reviews of Communities Nearby
Assisted Living
ParentofAra
4.0
Friend or relative of resident
Review of Las Violetas Senior Residential Home
My great grandmother stayed here for 8 months when she came to visit. This facility is one of the best examples of "assisted living" that I have seen. It is situated in residential area, and is...