Known as “The Jewel” of Texas Hill Country, Canyon Lake provides a relaxed way of living, beautiful natural scenery and plenty of small-town charm. Water recreation is the area’s biggest draw, and the city features eight parks where residents can fish, picnic, camp and watch for wildlife along forested trails. Mild winter weather, low crime rates and a lack of state income tax are just a few reasons people settle in Canyon Lake. It’s home to 21,262 people, and almost 22% are seniors 65 and up.
Assisted living includes 24-hour care, supervision, meals and some medical services. The average monthly price for assisted living in Canyon Lake is $3,599, according to Genworth’s 2020 Cost of Care Survey. This is more affordable than the Texas average of $3,998 and the national average of $4,300.
This guide gives an overview of the benefits and drawbacks of assisted living in Canyon Lake, its cost compared to other Texas cities, the cost of other types of long-term care and several free resources for seniors in the city.
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The Cost of Assisted Living in Nearby Cities
To the south of Canyon Lake in Corpus Christi, assisted living is somewhat cheaper at $3,260. The capital city of Austin, which is located to the east of Canyon Lake, is more expensive, with prices averaging $4,250. Moving north to Dallas, rates go up to $4,400. Some of the priciest assisted living in Texas can be found in Houston, with seniors paying $4,750 for care.
Canyon Lake
$3,599
Texas
$3,998
The United States
$4,300
Corpus Christi
$3,260
Austin
$4,250
Dallas
$4,400
Houston
$4,750
Paying for Assisted Living in Canyon Lake
Assisted living in Canyon Lake costs an average of $3,599 per month. This is about $700 cheaper than what seniors pay nationwide and $399 less than average prices for Texas as a whole.
Financial Assistance for Assisted Living in Canyon Lake
The Texas Department of Health and Human Services can help seniors find assisted living homes Canyon Lake, Texas, within their budget and that provide the level of care they require. Those with Medicaid, Medicare or SSI income, may be eligible for assisted living financing. The STAR+PLUS serves specific areas of the state, providing an alternative to nursing facility placement and covering the cost of assisted living.
While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:
Veterans Benefits
Life Insurance Policy
Long-Term Care Insurance
Reverse Mortgage
For more information about different ways to finance assisted living, visit our Assisted Living in Texas page.
The Cost of Other Types of Senior Care
Seniors in Canyon Lake have other choices for long-term care. Homemaker services cost an average of $4,290, which includes light housekeeping, errands, meal preparation and help with activities of daily living. Home health care, which also provides skilled nursing and medical services, is more expensive at $4,385. Adult day care is the most budget-friendly choice at $795. The priciest option is nursing home care, costing $5,338 for a semiprivate room and $6,737 for a private one.
Homemaker Services
$4,290
Home Health Aide
$4,385
Adult Day Health Care
$795
Assisted Living Facility
$3,599
Nursing Home Facility (semiprivate room)s
$5,338
Nursing Home Facility (private room)
$6,737
Note:Care cost data for Canyon Lake was not available, so data for the closest city, San Antonio, was used instead.
Free Assisted Living Resources in Canyon Lake
Residents of Canyon Lake have access to several nonprofit organizations and government agencies that help senior citizens and people living in long-term care. Through these resources, seniors can find information about financial aid programs, counseling, legal advice and many other services locally and statewide.
AACOG’s Area on Aging serves people 60 and up in Canyon Lake and throughout Comal County. It provides referrals to local resources, Medicare benefits counseling, needs assessments and care coordination services. Seniors who need advice on choosing an assisted living community are welcome to contact its long-term care ombudsman, who also resolves complaints related to long-term care facilities.
Comal County’s Veterans Services Office educates seniors about military pensions, disability compensation and other benefits they might be entitled to. It also helps veterans obtain medical and dental services, as well as admissions to VA hospitals.
CRRC offers a range of social activities, special events and wellness programs for residents of Canyon Lake. Some of the services seniors can get include blood pressure and glucose screenings, loaned medical equipment and financial assistance for low-income seniors.
CCSCF promotes healthy and positive aging through services that help seniors stay engaged with their community. It has programs aimed at reducing the risk of falls and chronic illness, volunteer opportunities, and various recreational activities, including day trips, live concerts, games, and craft classes.
Assisted Living Laws and Regulations in Canyon Lake
Canyon Lake-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Texas are required to follow. Visit our Assisted Living in Texas page for more information about these laws.