Assisted Living Communities in Belle Harbor, New York

Assisted Living costs in Belle Harbor start around $0 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Belle Harbor and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in New York page.

Belle Harbor is a neighborhood in the borough of Queens in New York City, New York. The neighborhood has about 20,000 residents, over 20% of whom are aged 65 and over. Seniors who don't drive can navigate Belle Harbor with ease, thanks to the area's extensive public transportation system. The Metropolitan Transportation Authority operates numerous bus and subway routes throughout Queens, which seniors can ride for a discounted fare. 

Local seniors who need personal care services may reside in one of the neighborhood's two assisted living facilities. These facilities are licensed by New York's Department of Health and are officially called adult care facilities.

• Belle Harbor is among the pricier neighborhoods in Queens. On a cost of living index that is based on a U.S. average of 100, Belle Harbor is rated 243.4, compared to Queens' average of 204.5 and the statewide average of 129.4. This may result in higher assisted living expenses. 
  
• Property crime is slightly less prevalent in Belle Harbor than in the nation as a whole, with the neighborhood rated at 21.5 versus the national average of 35.4. However, the rate of violent crime is slightly higher here than in the average U.S. city. Seniors may want to find an assisted living facility that protects residents' safety with the use of security equipment like alarm systems.   
  
• Belle Harbor's weather is a little warmer than other New York communities. Summers are comfortable with highs around 83 degrees, and winters are chilly with lows in the mid-20s. To keep residents occupied during the cold months, many assisted living facilities provide indoor activities like games and art classes.
  
• The air quality in Belle Harbor is on par with the national average, which may be a consideration for seniors with heart disease or respiratory conditions like COPD.  
  
• Belle Harbor seniors do not pay state income tax on Social Security benefits or public pension income, and they can claim a large deduction on other types of retirement income. 
  
• The Belle Harbor neighborhood has no facilities from which to choose in the event of a medical emergency or illness, with the nearest major hospital located in the Far Rockaway neighborhood. 

Note: Data reported on this page was updated in 2019 and based on the latest 2018 figures.