Assisted Living Communities in Springfield, Missouri

Based on Genworth’s Cost of Care Survey, assisted living costs about $5,092 monthly in Springfield as of 2024. Older adults in St. Louis pay a similar amount of $5,100. However, seniors benefit from the state’s lowest median assisted living price of $4,120 just 71 miles west in Joplin. Conversely, the state capital of Jefferson City has Missouri’s costliest assisted living fee, surpassing Springfield’s by $687.

The monthly average cost for assisted living care in Springfield is $3,250, according to Genworth’s Cost of Care Survey. The Missouri average is $3,000, both much less than the median monthly average across the country of $4,500.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Missouri page.

Springfield’s older adults have several care options available at varying price points. Community-based adult day health care costs approximately $3,359 less per month than residential assisted living, which rests around $5,092 monthly. However, home health care attracts a higher monthly fee of $6,101, while a semi-private room in a local nursing home runs roughly $1,600 more than assisted living.   

The Missouri Department of Health and Senior Services oversees assisted living certification and provides licensing for these facilities to provide care. It also performs regularly scheduled and unannounced inspections to ensure compliance with all laws and regulations as outlined by the Missouri Revised Statutes (RSMo).

• Missouri ranks as having the fifth-lowest cost of living in the country at 85.9 out of 100, and Springfield is even lower at 82.3. Springfield’s cost of living is lower than Missouri’s in almost all categories, including utilities, groceries and transportation.
• Springfield is home to attractions, events, activities, museums, outdoor events and music events. Its reputation for plenty to do places it on the WalletHub Most Fun Cities in America list. Seniors have no trouble finding things to do no matter what hobbies and interests they enjoy.
• There are five high-ranking hospitals in Springfield, with several offering specialty services and care, including Mercy Hospital Springfield, Cox Health Medical Center and Select Specialty Hospital. Springfield, with 304 physicians per 100,000 people, offers seniors better access to physicians than the national average of 210 per 100,000 people.
• The weather in Springfield includes four seasons with 210 sunny days for seniors to enjoy outdoor activities. The high summer temperatures are typically in July with an average of 89 degrees, and December and January can drop to 21 degrees. Snow averages top off at 12 inches, but Springfield’s indoor activities offer seniors numerous activities during the winter.
• Retirees in Missouri keep 100% of their Social Security retirement income when they earn under $85,000 filing as single on their taxes or $100,000 when filing jointly. All other forms of retirement income are subject to partial taxation. However, the city’s sales tax rate is 7.3%, the same as the U.S. average, which could cause financial strain for some retirees.