Assisted Living Communities in Saint Louis, Missouri

St. Louis sits near the Mississippi River and Illinois border in eastern Missouri. The region hosts many assisted living communities, including 46 within St. Louis' city limits and 139 in...

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The Cost of Assisted Living in Saint Louis, MO and Nearby Cities

St. Louis offers lower assisted living prices than the U.S. norm, according to the Genworth 2024 Cost of Care Survey. Nationally, prices come to about $250 higher per month. However, many nearby cities feature lower fees. Rates drop to approximately $4,411 in Columbia and $4,611 in Springfield, IL. Still, some cities are more costly, such as Jefferson City, where rates hover around $5,779.

St. Louis

$5,100

Missouri

$4,851

The United States

$5,350

Jefferson City

$5,779

Columbia

$4,411

Springfield, IL

$4,611

Paying for Assisted Living in Saint Louis

Financial Assistance for Assisted Living in Saint Louis

Saint Louis seniors concerned about the cost of assisted living facilities have two choices: the Supplemental Nursing Care Assistance Program and the Missouri Medicaid Aged and Disabled Waiver. Medicaid manages both programs, so income restrictions apply.

Learn more about these programs, plus who’s eligible, on our Assisted Living in Missouri page.

More Ways to Pay for Assisted Living

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

Veterans Benefits
Life Insurance Policy
Long-Term Care Insurance
Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Missouri page.

The Cost of Other Types of Senior Living in Saint Louis, MO

In St. Louis, assisted living ranks among the lowest-priced senior care options. Adult day health care stands as the only cheaper option, at about $2,058 per month. Conversely, nursing home care costs approximately $2,094 more, while home health care costs about $1,573 more. In-home care is also more expensive, with rates around $1,001 higher than assisted living.

In-Home Care

$6,101

Home Health Care

$6,673

Adult Day Health Care

$2,058

Assisted Living Facility

$5,100

Nursing Home Facility (semi-private room)

$7,194

Free Assisted Living Resources in Saint Louis

There are several free resources in Saint Louis provided by government agencies and non-profit organizations. The resources listed below may be of some interest to seniors living in assisted living facilities and those considering moving to long-term care.

Resource	Contact	Service
Saint Louis Regional Veteran Benefits Office	(314) 253-4389	The Saint Louis Regional Veteran Benefits Office assists veterans and their spouses in ensuring they receive all the benefits they are eligible for. These benefits may include disability compensation, pensions and supplemental benefits such as the Aid and Attendance Benefit. In addition, the office can assist veterans in finding assisted living housing and support them in any other issues they may face.
Saint Louis Area Agency on Aging	(314) 612-5918	The Saint Louis Area Agency on Aging provides seniors with information regarding transport, elderly services, food services and medicare benefits. The agency offers a long-term care ombudsman service that protects the rights of seniors in assisted living and other long-term care options. The ombudsman acts on behalf of the seniors if their rights are abused in any way by the care facility.
Saint Louis County Senior Department	(314) 615-4516	The Saint Louis County Senior Department provides a range of services to assist seniors in the area. These services include tax preparation, claims assistance, volunteer opportunities, transportation and an active aging program.

Assisted Living Laws and Regulations in Saint Louis

Saint Louis-area assisted living communities must adhere to the comprehensive set of state laws and regulations that all assisted living communities in Missouri are required to follow. Visit our Assisted Living in Missouri page for more information about these laws.