Assisted Living Communities in Saint James, Missouri

Assisted Living costs in Saint James start around $0 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Saint James and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Missouri page.

Maramec Spring Park is five miles from Saint James, and local seniors can enjoy its natural spring and walking trails. Activities there include free fishing in Dry Fork Creek and bird watching for eagles and great blue herons. In the Saint James area, over 11% of the population is 65 years or older and some of them may eventually need help with the activities of daily living.

There are three assisted living facilities in Saint James and five others in nearby Rolla and Cuba. They provide personal care and assistance with the needs of daily living and are regulated by the Missouri Department of Health and Senior Services.

• Water quality in Saint James is among the best in the country with a score of 100 on a scale of 1-100, worst to best. Air quality is 62, better than the national average of 58, which is helpful for seniors with respiratory ailments.
• Summers can be warm for seniors in Saint James, as temperatures reach 88 degrees in July. There are usually about 12 inches of snowfall in the winter and about nine snow days. The climate in Saint James is rated slightly more comfortable than the national average.
• The overall cost of living in Missouri is 92.5% of the weighted U.S. average of 100, and in Saint James, it's even lower at 84.1%. Healthcare costs for seniors are high at 118%, but that's balanced by lower costs for housing, utilities and transportation.
• In Saint James, violent crime is low, making it a safe area for seniors, but property crime is higher than the national average. On a scale of 1-100, Saint James gets a score of 15.5 for violent crime and 43.2 for property crime, compared to the national averages of 22.7 and 35.4, respectively.
• The Saint James area is home to world-class medical facilities, including the Phelps County Medical Center fifteen minutes away in Rolla and the Saint James VA Clinic in Saint James, in case of medical emergencies or illness.
• There are eight wineries near Saint James that offer tours, activities and gardens that are open to the public. Saint James winery includes a waterfall and café for seniors to enjoy, along with bocce ball courts and a life-sized chessboard.

Note: Data reported on this page was updated in 2019 and based on the latest 2018 figures.