Assisted Living Communities in Chaska, Minnesota

Assisted living residents in Chaska pay monthly median rates of $5,163, which is 15% higher than average assisted living costs in Minnesota and the nation as a whole. Other surveyed cities across the state tend to have more affordable care, including Duluth, where residents pay $5,000 per month for services. Similarly, in Rochester and St. Cloud, care costs come in about 20% lower than in Chaska, and in Mankato, monthly care costs are 39% below the local average.

In Chaska, assisted living facilities charge $5,163 per month for care and housing.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Minnesota page.

In Chaska, assisted living facilities charge $5,163 per month for services, making this one of the more affordable senior care options in the city. This type of care costs 56% less than nursing home care, which includes around-the-clock medical support and monitoring. In-home care and home health care, which offer a similar range of services in the individual’s home, cost about 37% more than assisted living, plus the cost of housing, utilities and food. Only adult day health care, which includes daytime services in a community environment, is more affordable than assisted living at $2,102.

All assisted living in Chaska, as well as the rest of Minnesota, are monitored by the Minnesota Department of Health, Health Regulation Division. This department regulates assisted living facilities through a robust licensing process and regular inspections and by maintaining communication with long-term care providers.

• St. Francis Regional Medical Center is located about 5 miles outside of Chaska in Shakopee, giving local assisted living residents access to a full range of inpatient, outpatient and emergency services. Additionally, local health care costs come in about 16% below the national norm, which may make medical services more accessible to those managing ongoing health conditions. While there are just 165 doctors per capita compared to 210 nationally, many assisted living facilities have on-call physicians to prevent gaps in care.
• Chaska rates 9.2 on a 10-point comfort index compared to a national score of 7.8, indicating that the weather in this city is generally pleasant throughout the year. Winters are cold and snowy with nighttime lows in the single digits and 51 inches of snowfall, but summers are comfortable with July highs in the low 80s. Assisted living residents typically enjoy amenities such as individual climate controls, helping them stay comfortable throughout the year.
• Crime is fairly uncommon in Chaska, which may make the city a favorable option for prospective assisted living residents. On a 100-point index, the city scores 9.8 for violent crime versus 22.7 nationally, and its property crime score is about 13 points lower than the national norm at 21.8. To further support residents’ safety and peace of mind, many local assisted living facilities have security gates and surveillance cameras.
• Living expenses in Chaska are high compared to national and state norms and may be a consideration for those with limited resources who are thinking about relocating to this city. Utility costs, groceries, transportation and housing expenses are high here compared to the typical Minnesota city, but choosing assisted living may give residents greater control over monthly expenses.
• Seniors in Minnesota pay state income taxes on all forms of retirement income, including Social Security benefits. However, the state provides a deduction of up to $9,600 for single filers and $12,000 for married filers aged 65 and over, which may help some seniors afford assisted living expenses in Chaska.