Assisted Living Communities in Moorhead, Minnesota

Moorhead’s assisted living prices are lower than both the national and state averages by about $660. Most Minnesota cities show higher assisted living costs as well. Mankato is the exception at $3,135. St. Cloud and Rochester, however, are more expensive than Moorhead by $260 and $340, respectively. Rates in Minneapolis are among the most expensive in the state, costing $5,163 per month.

Assisted living in Moorhead costs about $3,840 per month, but seniors should be aware that prices may vary according to the level of care they require.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Minnesota page.

Assisted living is the least expensive option for senior care in Moorhead. Seniors who would prefer to remain in their own homes will pay significantly more for in-home care and home health care, which run about $5,690 per month. Nursing homes charge the most but also provide the highest level of care. Costs for a semiprivate room in a nursing home facility are about $11,693 per month.

The Minnesota Department of Health licenses and oversees the state’s assisted living communities. The department conducts regular on-site surveys to enforce regulations and correct deficiencies. This is intended to provide seniors and their families with the peace of mind that assisted living residents are receiving the best possible care and service from trained staff members in a clean, safe environment.

• Moorhead’s cost of living is low compared to the U.S. and Minnesota averages. On a 100-point scale, with the national average at 100, Moorhead comes in at 86.1 and Minnesota at 97.2. Housing, transportation, groceries and utilities are all below the U.S. average as well. This low cost of living can help seniors balance their budgets and access the care they need within their financial means.
• Crime rates in Moorhead fall below average for both violent and property crime, making Moorhead a relatively safe city. The violent crime rate scores 12.4 out of 100, compared to the national average of 22.7. Property crime is somewhat higher at 33.7, while the national average is 35.4. Furthermore, assisted living communities ensure residents’ safety through secured entrances, continual monitoring and 24/7 staffing so that seniors can have greater peace of mind.
• Summers in Moorhead are beautiful. In fact, the city rates 9.3 out of 10 on the climate comfort index for the summer months. Highs average around 82 degrees in July. Winters, on the other hand, are not nearly as pleasant, with January lows falling to zero and an annual average of 50 inches of snow. Seniors in assisted living, however, have nearly everything they need right in their communities, and if they must go out, transportation and assistance are usually available.
• Moorhead’s seniors benefit from the city’s reasonable health care costs. Moorhead’s health cost index score is 86.3 out of 100, meaning that the city’s residents pay an average of 13.7% less for health care than other U.S. residents. This can add up to significant savings over time.
• The Sanford Moorhead Campus serves as Moorhead’s primary medical clinic. Primary care is available as well as specialties like geriatric medicine, internal medicine and radiology. Essentia Health – Moorhead Clinic offers another health care option for primary care. Emergency care, surgery, cardiology and orthopedics are available at Sanford Medical Center Fargo, which is only about 7 miles away.