Assisted Living Communities in Cambridge, Minnesota

Assisted Living costs in Cambridge start around $0 per month on average, while the nationwide average cost of assisted living is $4,000 per month, according to the latest figures from Genworth’s Cost of Care Survey.

It’s important to note that assisted living rates in Cambridge and the surrounding suburbs can vary widely based on factors such as location, the level of care needed, apartment size and the types of amenities offered at each community.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Minnesota page.

Even though Cambridge is a small town of around 8,000 residents, 18.4 percent of residents are 65 and older. Luckily, there are nine assisted living facilities (ALFs) in the area, two in Cambridge and seven in the nearby regions of North Branch, Braham, Wyoming and Princeton. The Minnesota Department of Health regulates these facilities to ensure a high level of care, health, and safety standards. 

• Cambridge, Minnesota gets 53 inches of snow and 31 inches of rain annually. By comparison, the national averages for snow and rain are 26 and 39, respectively. Not surprisingly, winters can be hard on seniors, and the Sperling Comfort Index sits at just 38 out of 100 (national average is 54).
  The temperatures can hit anywhere from 2 to 81 degrees Fahrenheit.
  
  
• Air quality in Cambridge, Minnesota is not particularly good, with the EPA’s National Air Toxics Assessment offering a ranking of 71 out of 100 compared to the national average of 58. The risk of developing respiratory illness is higher in Cambridge than it is for the rest of the metro region or state.
  
  
• Seniors will find Cambridge, Minnesota will find the cost of living on par with the national average. Cambridge ranks 97.9 compared to the national average of 100. The big benefit here is housing, which bucks the general trend and sits much lower than average (81 versus 100). Most other expenses are higher than the average for the rest of the nation.
  
  
• Seniors should note that both property crime (49.2 out of 100) and violent crime (43.6) are higher in Cambridge when compared to the property and violent crime averages for the rest of the country (38.1 and 31.1, respectively). Seniors and their loved ones should make sure that the ALF they select provides physical and asset protections.
  
  
• Minnesota does not offer Cambridge residents much in the area of tax relief. Some residents might qualify for the Age 65 or Older-Disabled subtraction. But the government partially taxes Social Security and fully taxes both private and public income.
  
  
• Cambridge, Minnesota is home to world-class medical facilities, including Allina Health Cambridge Clinic and Cambridge Medical Center, in the event of medical emergencies or illness.