Assisted Living Communities in Port Huron, Michigan

In Port Huron, assisted living rates are affordable compared to other cities in eastern Michigan, with seniors paying $4,215 per month for care. This offers significant annual savings over care costs in nearby Ann Arbor, where residents pay $6,093, and Monroe, where care costs are relatively high at $5,050. In Flint, rates are closer to Port Huron’s median at $4,375, and in Jackson, care costs are a little lower at $4,000. By comparison, the statewide average cost of care is $4,250, and nationally, rates are a few hundred dollars higher than in Port Huron at $4,500.          

Assisted living facilities in Port Huron charge approximately $4,215 per month for residential care.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits 
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Michigan page.

Assisted living is among the most affordable long-term care options in Port Huron, with facilities charging $4,215 per month for this type of care. Only adult day health care, which provides services in a daytime community environment, is more economical at $1,430. Assisted living may be a budget-friendly alternative to in-home care and home health care, which cost $5,720 per month, and nursing home care, which averages $8,882. 

While Michigan doesn’t license assisted living facilities, the Department of Human Services licenses and regulates homes for the aged and adult foster care homes, which provide personal care for those unable to live alone. This department enforces rules related to scope of care, staffing and staff training, care planning and nutrition services to ensure a high standard of care.

• Michigan doesn’t subject Social Security benefits to taxation, and it provides deductions for other types of retirement income, including pensions and withdrawals from retirement savings accounts. Property taxes in the state are high, but Port Huron seniors may avoid this expense by transitioning to assisted living.
• Health care costs in Port Huron come in about 8% below national norms, which may benefit those managing ongoing health conditions. There are only 149 doctors per capita compared to the national average of 210, but assisted living residents typically have access to on-call physicians and telehealth services. The city is also home to two major hospitals, including Lake Huron Medical Center and McLaren Port Huron Hospital.
• Blue Water Area Transit operates nearly a dozen fixed routes in Port Huron, making it simple for seniors to travel to parks, cultural points of destination and shopping and dining venues without relying on private vehicles. The city has a half-fare program for those aged 60 and over to provide a budget-friendly alternative to transportation services through assisted living facilities.
• Year-round temperatures in Port Huron range from lows of 17 degrees in the winter to 80 degrees in the summer, and the city gets about 34 inches of rain and 37 inches of snow. Assisted living facilities provide outdoor recreational and community outings in the summer and indoor activities during the cold months, helping residents stay active.
• On a 100-point crime index that assigns the nation ratings of 22.7 for violent crime and 35.4 for property-related offenses, Port Huron has higher respective scores of 42.6 and 39.5. Living in an assisted living community provides around-the-clock security and may be a good alternative to living alone for vulnerable individuals.
• Port Huron’s overall cost of living is about 20% lower than the national average and 10 percentage points below Michigan’s norm, indicating that it’s among the more affordable options in the state and nation for retirees. Groceries, transportation and miscellaneous expenses, such as restaurant meals, are relatively affordable and may let seniors maintain their preferred standard of living on fixed incomes.