Assisted Living Communities in Battle Creek, Michigan

Assisted living residents in Battle Creek pay $3,400 per month for care, which is hundreds of dollars below the state norm of $4,250 and the national average of $4,500. Other cities in the region have higher monthly care expenses, including Jackson, where rates come in at $4,000, and Lansing, where rates average $4,313. In Grand Rapids, care costs are about $1,400 higher than in Battle Creek, and in Ann Arbor, rates come in at $6,093.

In Battle Creek, assisted living facilities charge $3,400 per month for housing and personalized care.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits 
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Michigan page.

Assisted living is the most economical type of care surveyed in Battle Creek, with seniors paying $3,400 per month for residential services. This is significantly lower than the cost of in-home care and home health care, which provide a similar scope of services for $5,173 per month. Assisted living is also affordable compared to nursing home care, which is more than double the cost of residential care at $8,669.

In Michigan, assisted living facilities are officially called homes for the aged or adult foster care homes, and they’re licensed by Michigan’s Department of Human Services. The department enforces a high standard of care through annual licensing procedures, scheduled and unannounced inspections and by investigating complaints made by or on behalf of residents.

• Battle Creek has a low cost of living, letting many seniors maintain their preferred standard of living throughout retirement. The city scores 81.5 on a 100-point cost of living index based on the national average, meaning living costs are about 18% lower here than in a typical U.S. city. The city scores 10 points below the Michigan average, which may correlate with competitive assisted living rates.
• Violent crime and property-related offenses are more common here than in most U.S. and Michigan cities, making assisted living a good alternative to living alone for vulnerable seniors. The city scores 44 for violent crime and 53.2 for property crime, compared to respective national norms of 22.7 and 35.4 and state scores of 25.3 and 28.1.
• Battle Creek gets 53 inches of annual snowfall, with 6 months out of the year getting a significant amount of snow, and winters are chilly with low temperatures around 17 degrees. Summers are pleasant, with daytime temperatures in the mid-80s and relatively low humidity levels. Assisted living facilities in Battle Creek help residents stay comfortable year-round with measures such as individual climate control.
• Battle Creek is home to Bronson Battle Creek Hospital, an award-winning community hospital with a wide range of specialties, including advanced illness management, diabetes care and heart and vascular care. Health care costs in this city come in about 7% lower than in the nation as a whole, potentially providing savings for those moving to the city for long-term care.
• Retirees in Battle Creek can claim deductions on their tax returns to minimize the state taxes they pay on income from pensions and withdrawals from retirement accounts, and the state doesn’t impose an income tax on Social Security benefits. This may help some Battle Creek seniors afford assisted living expenses.
• Battle Creek Transit provides fixed route bus services throughout the city and has a Reduced Fare Program for those aged 60 and over. This may help seniors attend errands, medical appointments and recreational activities without relying on paid services through their assisted living facilities.