Assisted Living Communities in Upper Marlboro, Maryland

In Upper Marlboro, the 2024 Genworth Cost of Care Survey shows the median cost of assisted living at around $7,348 per month. This price exceeds the national norm of $5,350 and Maryland’s baseline rate of $6,900, and it tracks well above costs in neighboring cities. In Cumberland, for example, rates hover near $5,027, and in Salisbury, facilities charge about $2,450 less.

While many families use their own funds or personal assets to pay for assisted living, there are plenty of additional options to cover these costs. Some additional ways to finance assisted living costs include:

• Veterans Benefits
• Life Insurance Policy
• Long-Term Care Insurance
• Reverse Mortgage

For more information about different ways to finance assisted living, visit our Assisted Living in Maryland page.

Assisted living costs in Upper Marlboro come in near $7,348 per month, making it one of the city's more expensive senior care solutions. By comparison, seniors spend around $6,292 for home health care, and in-home care agencies charge roughly $5,911. Adult day health care services cost around $2,275, although nursing home rates run higher at approximately $12,623.  

The Maryland Department of Health licenses and regulates all assisted living and long-term care in the state, dividing them into three tiers based on the level of service each provides and the types of residents each accommodates. To obtain and retain licensure, each community must undergo regular inspections. Certifications of nursing staff members are also verified. 

• The weather in Upper Marlboro is mostly pleasant, with July high temperatures of 87 degrees and 206 days of sunshine each year. Winters can be cold and snowy. Upper Marlboro receives about 15 inches of snow each year, and January lows average 24 degrees. 
• Upper Marlboro’s cost of living is slightly higher than the U.S. median, 114.4 compared to 100. Seniors on a budget may see their dollars stretch further here than other parts of the state. Health care is the lowest category of costs, 93, which can be important to many frail seniors. Housing, 102, and grocery, 107.2, are slightly higher than the national average. 
• Maryland residents 60 and older who have an income of less than $100,000 per year (including income derived from Social Security, pensions and retirement accounts) are eligible for a state income tax break. The state doesn’t levy taxes on the first $50,000 of income derived for retirement accounts, and anything more is taxed at a lower rate than regular wage income. 
• Crime rates in cities across the nation are measured on a scale of 1-100, 100 being the highest. In Upper Marlboro, both violent crimes, 10.8, and property crimes, 26.2, are lower than the national averages of 22.7 and 35.4, respectively. 
• The air quality and water quality in the town are close to the national average. Water quality is 53/100, compared to 55/100 for the country overall, while air quality is 60/100, compared to the national average of 58/100.
• The town has 132 physicians per 100,000 residents, compared to the national average of 210 per 100,000. However, due to the proximity of Upper Marlboro to Baltimore and Washington, residents can take advantage of some of the best health care systems in the country, including Johns Hopkins Medical Center and George Washington University Hospital.